Interest rates and fees for SME and PFA savings accounts

Information on interest rates and fees for SME and PFA savings accounts

  • Read more about what interest rates and fees apply to SME and PFA savings accounts
  • We know it's important for you to be properly informed, which is why we provide you all the interest rates and commission information you need.

Fixed interest term deposit (SME)

Currency/period 1 month 3 months 6 months 1 year
Agency Agency Agency Agency
RON 4,50% 5,00% 5,25% 5,50%
EUR 1,20% 1,35% 1,50% 1,75%
USD 1,50% 1,75% 2,00% 2,50%
GBP 0,15% 0,35% 0,50% 0,60%
CHF 0,01% 0,01% 0,01% 0,01%
JPY* 0,01% 0,01% 0,01% 0,01%
CAD 0,10% 0,20% 0,50% 0,60%
TRY 6,00% 5,65% 5,75% 5,75%
HUF* 0,75% 1,00% 1,25% 1,50%
NOK 0,10% 0,20% 0,50% 0,60%
SEK 0,01% 0,01% 0,01% 0,01%
PLN 1,00% 1,50% 1,75% 2,25%

Minimum amount for opening a deposit: 200 RON/ EUR/ USD/ GBP/ CHF/ CAD/ TRY/ NOK/ SEK/ PLN.
* Minimum amount for opening a deposit: 200,000 JPY/ HUF.
Deposits made with Garanti BBVA are guaranteed by law by the Deposit Guarantee Fund in the Romanian Banking System, up to a limit of 100,000 euros in RON equivalent. The exceptions established by law are found in the list of unsecured deposits.

Fixed interest term deposit (PFA)

Fixed-rate term interest

Established in the agency
Currency/period 1 month 3 months 6 months 12 months 15 months
RON 4,50% 4,75% 5,00% 5,00% 5,00%
EUR 1,25% 1,50% 1,75% 2,00% -
USD 1,75% 2,25% 2,50% 3,00% -
Currency/period Established by Internet Banking/ Mobile Banking
RON 1 month 3 months 6 months 12 months 15 months
< 250.000 4,50% 4,75% 5,00% 5,00% 5,00%
=> 250.000 5,00% 5,25% 5,50% 5,50% 5,50%
Currency/period Established by Internet Banking/ Mobile Banking
EUR 1 month 3 months 6 months 12 months 15 months
< 50.000 1,25% 1,50% 1,75% 2,00% -
=> 50.000 1,50% 1,75% 2,00% 2,25% -
Established by Internet Banking/ Mobile Banking
Currency/period 1 month 3 months 6 months 12 months
USD 1,75% 2,25% 2,50% 3,00%
Established by Internet Banking/ Mobile Banking
USD 1 month 3 months 6 months 12 months 15 months
< 50.000 1,75% 2,25% 2,50% 3,00% -
=> 50.000 2,00% 2,50% 2,75% 3,25% -
Established by Internet Banking/ Mobile Banking
EUR 1 month 3 months 6 months 12 months
< 50.000 1,25% 1,50% 1,75% 2,00%
=> 50.000 1,50% 1,75% 2,00% 2,25%
Established in the Agency/Internet Banking/ Mobile Banking
Currency/period 1 month 3 months 6 months 12 months
GBP 0,20% 0,40% 0,60% 0,70%
CHF 0,01% 0,01% 0,01% 0,01%
JPY* 0,01% 0,01% 0,01% 0,01%
CAD 0,15% 0,30% 0,60% 0,70%
TRY 6,00% 6,15% 6,25% 6.25%
HUF* 1,00% 1,25% 1,50% 2,00%
NOK 0,20% 0,30% 0,60% 0,70%
SEK 0,01% 0,01% 0,01% 0,01%
PLN 1,25% 1,85% 2,25% 2,75%
3 months 6 months 12 months
Currency Standard Standard Standard
LEI 5,00% 5,25% 5,50%
EUR 1,35% 1,50% 1,75%
USD 1,75% 2,00% 2,50%

Economus interest rates

Savings account for SMEs

Currency Amount limit for
oppening an account		 Amount limit for
the scheduled payment order		 Interest rate
RON Does not exist Between 100 - 10.000 RON 0,65%
EUR Does not exist Between 25 - 2.500 EUR 0,25%

Savings account  for PFA

Currency Amount limit for
oppening an account		 Amount limit for
the scheduled payment order		 Interest rate
RON Does not exist Between 50 - 10.000 RON 3%
EUR Does not exist Between 10 - 2.500 EUR 1%

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