Current Account in Lei
An account that rewards you every time you use it.
Choose the attached MasterCard Bonus Debit Card Lei Current Account and receive 0.05% of the value of each card payment as Bonus Points. You can use these points when you shop in one of the Garanti BBVA partner stores.
0,05%
Shopping Bonus points
0 Costs
0 Fees and costs for the current account
- Advantages
Advantages and benefits of a Current Account in Lei
0 fee for opening and closing the current account
0 fee for the query of the balance at any Garanti BBVA ATM
0 fee for issuing and renewing the Bonus Debit Card
0 fee for managing the account if you receive your salary through Garanti BBVA
0 fee for collection in the current account
0 fee for Bonus Debit Card payments online and at merchants
The benefits of a current account with Garanti BBVA
- You can send or receive money to or from any account in Romania, whenever you need it
- You benefit from the 3D Secure system for secure online transactions, so you can shop online with peace of mind
- Pay quickly by simply bringing your card close to a POS/terminal with Contactless functionality without entering a PIN for transactions up to 100 lei. The cumulative contactless transaction limit is 700 Ron, after exceeding the threshold of 700 Ron cumulative, consecutive contactless transactions, the PIN code will be requested regardless of the transaction value
- For each card payment at the merchant you receive 0.05% of the transaction value in the form of Bonus Points. The value of a Bonus Point is 1 Leu
- It is very easy to start saving according to your budget
- When you are abroad, you can use the Bonus Debit Card for any transaction without worrying about currency exchange, as it is done automatically for you
- Access to currency exchange operations in any currency
- Instant access to your funds and transfer or utility payment options with Garanti BBVA Online (link to page) and Garanti BBVA Mobile (link to page) services
Enjoy having safe internet transactions through 3D secure system
Cu Bonus Card, poţi face cumpărături online extra-sigure, activând la dispoziţie un extra-filtru de securitate: 3D Secure. Acesta îţi permite să confirmi toate plăţile efectuate online în două moduri:
- Printr-un cod de securitate primit pe telefonul tău și parola statică pe care ai setat-o în relația cu banca.
- Prin autorizarea biometrică a tranzacției daca ai aplicația mobilă instalată. Sunt acceptate Face/Touch ID pentru IOS și scanarea amprentei pentru Android.
Asigură-te ca autentificarea prin Face/Touch ID sau amprentă este activă pe dispozitivul tău.
Cum funcţionează? Pe scurt, de fiecare dată când tu sau utilizatorul cardului suplimentar veți face cumpărături online de pe un site înrolat în 3D Secure, la plata cu cardul pe site, se va deschide o pagină nouă în care:
- Vor fi afișate detaliile plății (comerciantul, valoarea și data tranzacției, ultimele 4 cifre ale cardului utilizat).
- Vei putea alege numărul de telefon pe care să primeşti parola tranzacţiei, din lista cu numere de telefon mobil predefinite de tine la Garanti BBVA sau dispozitivele pe care ai instalată aplicația Garanti BBVA Mobile. Numerele de telefon definite trebuie să fie cele actuale, atât pentru tine, cât şi pentru utilizatorul cardului suplimentar.
- Dacă alegi autorizarea prin SMS, atunci vei primi pe telefon codul de validare al tranzacţiei. În plus trebuie să introduci și parola în relație cu banca. Aceste informații le vei introduce în fereastra dedicată din browser.
- În cazul autorizării biometrice va trebuii doar să aprobi notificarea primită și să confirmi prin scanare facială sau amprentă. După care te poți întoarce la pagina comerciantului.
- Şi gata! Poţi să stai liniştit, ştiind că ai efectuat o tranzacţie în siguranţă.
Te rugăm să te asiguri că ai notificările mobile activate din setarile telefonului, special pentru aplicația mobilă Garanti BBVA România. Poți să le activezi din meniul Notificări sau Aplicații din setările telefonului, în funcție de modelul deținut.
Easy to obtain
Online
You can open an online account yourself in Garanti BBVA Online.
In agencies
You can come to any of the Garanti BBVA agencies
Garanti BBVA belongs to the category of credit institutions that contribute to the deposit guarantee scheme administered by the Bank Deposit Guarantee Fund.
Customers’ money in current accounts, savings accounts and Garanti BBVA Term Deposits are guaranteed up to EUR 100,000, in Lei equivalent, according to the criteria mentioned in the Depositors’ Information Form and in the List of Deposits Excluded from the Guarantee.
- Do you have any questions?
Frequently asked questions
What documents are required to open an account?
For newly issued Bonus Debit Card holders -> Call Customer Service any day between 9:00 and 22:00: 021.200.94.94 (standard rate number) or 0800.80.1234 (toll-free number in the landline network) to activate your card and enter your PIN. Use the short number 1-1-1-1 for Romanian or 2-1-1-1 for English and your new card is activated on the spot.
If you have a newly issued Business Debit Card for legal entities, please contact the agency where you applied for the card to receive the PIN envelope. If your card is renewed because it has expired or become damaged, you can still use your old PIN. The card is already active, no need to call Customer Service. All you need to do is make a transaction using your PIN.
How to activate the card?
For newly issued Bonus Debit Card holders -> Call Customer Service any day between 9:00 and 22:00: 021.200.94.94 (standard rate number) or 0800.80.1234 (toll-free number in the landline network) to activate your card and enter your PIN. Use the short number 1-1-1-1 for Romanian or 2-1-1-1 for English and your new card is activated on the spot. If you have a newly issued Business Debit Card for legal entities, please contact the agency where you applied for the card to receive the PIN envelope. If your card is renewed because it has expired or become damaged, you can still use your old PIN. The card is already active, no need to call Customer Service. All you need to do is make a transaction using your PIN.
How long does it take to receive the card?
To get your card, please contact your Garanti BBVA advisor or call Customer Service on 0800 80 1234 toll-free number, only available from landline networks* or + 40 21 200 94 94, standard rate number*, available daily between 9:00 and 22:00.
What are the main advantages?
0 fees and costs; Easy to obtain and administer; 3D Secure system for secure online transactions
Steps for opening a current account in Lei
- Go to any Garanti BBVA agency or directly to Garanti BBVA Online and submit all the required documentation.
We are waiting for you in one of the Garanti BBVA offices, which you can find here.
Complete the process and enjoy your Garanti BBVA account
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