PFA loans

Loans for investments and completed objectives

Are you just starting out with your business and need funding without too much hassle?

  • Apply for PFA bank loans
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Unnamed needs without real guarantees

When you trust your sources, nothing gets in your way. That’s why Garanti BBVA is ready to fuel your dreams with a PFA loan solution.

Choose the right financing for your plans and invest in your business! You decide “what”, “how” and “when”

  • The financed amount can be used to cover business development needs, without justification
  • The loan can be offered for a period of up to 60 months, in line with your financial needs
  • You can benefit from a loan of between RON 20.000 and RON 135.000, which you can use to develop your business
  • The guarantee consists of a surety provided by the holder(s) of the business and a pledge on the current accounts of the company opened with Garanti BBVA

Why this loan is the ideal solution for you

  • It is the most flexible loan you can obtain, because you do not need any real guarantees
  • You enjoy an extended lending period, it is very easy to apply, because you have simplified documentation and a fast decision-making process
  • The interest rates and fees are attractive for PFA loans

It is very easy to obtain

Unnamed needs with collateral

There’s nothing like feeling in complete control of your business, is there? You decide which way to go and which train to take you there. And if you’re ready to try a faster way, here’s a tip: choose the Loan with collateral for unnamed needs!

You decide “what”, “how” and “when”

  • The loan can be offered for a period of up to 84 months, according to your financial needs
  • You can benefit from a bank loan for PFA whose value is between RON 25.000 and RON 1.000.000 and can be used without supporting documents
  • Mix of guarantees: surety provided by the business owner(s), pledge on the current accounts of the company opened with Garanti BBVA, mortgage on real estate

Why this credit is the ideal solution for you

  • You enjoy an extended lending period, which gives you the freedom to organise your finances as you wish
  • It is very easy to apply, because you have simplified documentation and a fast decision-making process
  • The interest rates and fees are attractive for PFA loans

It is very easy to obtain

Investments through PFA loans

In a market with ever-changing trends and increasingly demanding customers, it is important to adapt quickly to all the changes.

Choose the right financing for your needs!

We offer you a comprehensive range of lending products across the investment spectrum as follows:

You decide “what”, “how” and “when”

  • The amount funded is between RON 50.000 and RON 2.500.000
  • The purpose of the PFA bank loan is varied: real estate investments, renovations and improvements, purchase of appliances and equipment, purchase of cars
  • The loan can be granted for a period of up to 180 months for real estate investments, 60 months for renovations and improvements, 84 months for the purchase of appliances and equipment and 60 months for the purchase of cars
  • Grace period: maximum 6 months
  • Mix of guarantees: surety provided by the business owner(s), real estate mortgages, pledges on the financed assets, pledge on the current accounts of company opened with Garanti BBVA.

Why this loan is the ideal solution for you

  • You enjoy an extended lending period, which gives you the freedom to organize your finances as you wish
  • It is very easy to apply, because you have simplified documentation and fast decision-making process
  • Interest rates and fees are attractive for PFA bank loans

It is very easy to obtain

How do you get credit?

Loans for the Self-employed and PFA

Green Office

Garanti BBVA supports green investment projects. 2.500.000 Lei Maximum loan amount 240 months Loan tenure We provide you advantageous financial solutions designed to give you

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