Loans for PFA and Self-employed

Simple solutions, accomplished goals

When you trust your sources, nothing gets in your way. That’s why Garanti BBVA is ready to fuel your dreams with a credit solution perfectly tailored to your business needs.

Choose the right financing for your plans and invest in your business today!

The financed amount can be used to cover business development needs, without justification
The loan can be offered for a period of up to 60 months, in line with your financial needs
You can benefit from a credit of between RON 20,000 and RON 135,000, which you can use to develop your business
The guarantee consists of a surety provided by the holder(s) of the business and a pledge on the current accounts of the company opened with Garanti BBVA

Why this loan is the ideal solution for you

It is the most flexible loan you can get, because you don't need collateral
You enjoy an extended lending period, which gives you the freedom to organise your finances as you wish
It's very easy to apply, because you have simplified documentation and a fast decision-making process
Interest rates and fees are attractive

There’s nothing like feeling in complete control of your business, is there? You decide which way to go and which train to take you there. And if you’re ready to try a faster way, here’s a tip: choose the Loan with collateral for unnamed needs!

You decide “what”, “how” and “when”

The loan can be offered for a period of up to 120 months, according to your financial needs
You can benefit from a loan of between RON 25,000 and RON 1,000 and can be used without supporting documents
Mix of guarantees: surety offered by the business owner(s), pledge on the current accounts of the company opened with Garanti BBVA, mortgage on real estate

Why this loan is the ideal solution for you

In a market with ever-changing trends and increasingly demanding customers, it is important to adapt quickly to all the changes. We offer you a comprehensive range of lending products across the investment spectrum as follows:

Choose the right financing for your needs!

The amount funded is between RON 50,000 and RON 2,500,000
The purpose of the loan is varied: real estate investments, renovations and improvements, purchase of appliances and equipment, purchase of cars
The loan can be granted for a period of up to 180 months for real estate investments, 60 months for renovations and improvements, 84 months for the purchase of appliances and equipment, respectively 60 months for the purchase of cars
Grace period: maximum 6 months
Mix of guarantees: surety provided by the business owner(s), real estate mortgages, pledges on the financed assets, pledge on the current accounts of the company opened with Garanti BBVA.