Short and Medium Term Loans

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It happens. Sometimes companies are in need. But when this happens, Garanti BBVA is there to help.

Credit line for current activity related payments

It is designed to finance the company’s current activity, with a structure adapted to the Borrower’s business specifics.

Product characteristics:

Advantages for the company:

Overdraft

It is a type of loan through which the Bank puts at the Borrower’s disposal a working capital limit, dimensioned based on the financing gaps in the operational activity of the company.

Product characteristics:

Advantages for the company:

Credit line based on performed receivables

Everything comes with the positive and negative traits, even for companies. Get the support that you need for your business directly from Garanti BBVA. With the Credit line based on performed receivables, invoices for suppliers, utilities and current state debts can be paid. The maturity of the credit line is up to 9 months maximum drawing period, depending on the type of debit instrument discounted. Also, the loan value is calculated according to the value of the instruments belonging to your company, correlated with the company’s yearly turnover as of the latest registered balance sheet.

The Credit line from Garanti BBVA offers a lot of benefits

It’s super easy to get it

You can visit one of the Garanti BBVA agencies or contact us via e-mail at contact@garantibbva.ro

Spot loan

The small investments are very important when growing a company. And if something useful is needed for the company, the spot loan from Garanti BBVA is just perfect. Why? Because it is a loan for urgent payments and small scale investments. The maturity of the loan is up to 6 months and its value is correlated with company’s financials and ongoing projects.

The Spot loan from Garanti BBVA offers a lot of benefits

It’s super easy to get it

You can visit one of the Garanti BBVA agencies or contact us via e-mail at contact@garantibbva.ro

Installment loan for current activity

It is designed to finance the company’s current activity and it is granted with the aim to optimize its operational flow of the company and has predefined destination (payments towards suppliers, salaries, State Budget taxes etc.).

Product characteristics:

Advantages for the company:

Installment loan for un-nominated needs

Sometimes, businesses have unpredictable needs. With the Installment loan for un-nominated needs from Garanti BBVA, you can ask for up to 100,000 EUR (in Lei equivalent) to help your business. The maturity of the loan is maximum 66 months, correlated with the financing needs of the company, and there’s a grace period up to 6 months if you need one. The loan dimensioning comes according to the company’s financial situation.

The Installment loan for un-nominated needs from Garanti BBVA offers a lot of benefits

It’s super easy to get it

You can visit one of the Garanti BBVA agencies or contact us via e-mail at contact@garantibbva.ro

Bancassurance

In order to keep everything in control when it comes to a company, focusing on things that have to be done is mandatory. But in some situations a company can face problems that are uncontrollable. Don’t worry. Fortunately Garanti BBVA offers a set of insurances for commercial buildings, equipments, machinery, fleets, stocks and any other goods. Moreover, our team can assist you and your company with the wide range of insurance products for the loans contracted from Garanti BBVA.

It’s super easy to get it

You can visit one of the Garanti BBVA agencies or contact us via e-mail at contact@garantibbva.ro

Information regarding insurance policies:

How to apply

Contact us

By email: contact@garantibbva.ro to get details on the product

In agencies

You can come to any of the Garanti BBVA agencies

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