Short and Medium Term Loans

It happens. Sometimes companies are in need. But when this happens, Garanti BBVA is there to help.

The Credit line for current activity related payments can fix any problem when the company is facing financing working capital needs. The maturity of the credit line is up to 12 months with possibility of prolongation and its value is up to 30% of company’s yearly turnover as of the latest registered balance sheet.

The Credit line from Garanti BBVA offers a lot of benefits

Flexible collaterals: assignment of receivables, cash collateral, pledges, mortgages or movable collaterals may be combined
Simplified documentation and quick decision making
The possibility to approve the use of cash and non-cash (financing transactions and commercial contracts)
Utilizations in foreign currency, depending on the activity and loan destination
Attractive interest rates and commissions.

It’s super easy to get it

You can visit one of the Garanti BBVA agencies or contact us via e-mail at contact@garantibbva.ro

A company can be easily compared to a kid. It takes energy to raise it and the process is full of needs. For extra resources in case something unexpected occurs, Garanti BBVA has the perfect solution: the Overdraft. The maturity of the Overdraft is up to 12 months with possibility of prolongation and the loan value is correlated with the company’s yearly turnover as of the latest registered balance sheet.

The Overdraft from Garanti BBVA offers a lot of benefits

It’s super easy to get it

You can visit one of the Garanti BBVA agencies or contact us via e-mail at contact@garantibbva.ro

Everything comes with the positive and negative traits, even for companies. Get the support that you need for your business directly from Garanti BBVA. With the Credit line based on performed receivables, invoices for suppliers, utilities and current state debts can be paid. The maturity of the credit line is up to 9 months maximum drawing period, depending on the type of debit instrument discounted. Also, the loan value is calculated according to the value of the instruments belonging to your company, correlated with the company’s yearly turnover as of the latest registered balance sheet.

The Credit line from Garanti BBVA offers a lot of benefits

Instant access to use the money for the company, from the instruments to be cashed
Simplified documentation and fast decision
The cashing period for accepted instruments can be up to 90 days for Promissory Notes and up to 120 days for invoices
Attractive interest rates and commissions

It’s super easy to get it

You can visit one of the Garanti BBVA agencies or contact us via e-mail at contact@garantibbva.ro

The small investments are very important when growing a company. And if something useful is needed for the company, the spot loan from Garanti BBVA is just perfect. Why? Because it is a loan for urgent payments and small scale investments. The maturity of the loan is up to 6 months and its value is correlated with company’s financials and ongoing projects.

The Spot loan from Garanti BBVA offers a lot of benefits

It’s super easy to get it

You can visit one of the Garanti BBVA agencies or contact us via e-mail at contact@garantibbva.ro

Sometimes company owners have to do whatever it takes to keep their business safe. Luckily, Garanti BBVA has a simple solution: the Installment loan for current activity for managing payments to suppliers, utilities and current state debts. The maturity is correlated with the financing needs of the company. The loan dimensioning is up to 30% of company’s yearly turnover as of the latest registered balance sheet.

The Installment loan for current activity from Garanti BBVA offers a lot of benefits

It’s super easy to get it

You can visit one of the Garanti BBVA agencies or contact us via e-mail at contact@garantibbva.ro

Sometimes, businesses have unpredictable needs. With the Installment loan for un-nominated needs from Garanti BBVA, you can ask for up to 100,000 EUR (in Lei equivalent) to help your business. The maturity of the loan is maximum 66 months, correlated with the financing needs of the company, and there’s a grace period up to 6 months if you need one. The loan dimensioning comes according to the company’s financial situation.

The Installment loan for un-nominated needs from Garanti BBVA offers a lot of benefits

It’s super easy to get it

You can visit one of the Garanti BBVA agencies or contact us via e-mail at contact@garantibbva.ro

In order to keep everything in control when it comes to a company, focusing on things that have to be done is mandatory. But in some situations a company can face problems that are uncontrollable. Don’t worry. Fortunately Garanti BBVA offers a set of insurances for commercial buildings, equipments, machinery, fleets, stocks and any other goods. Moreover, our team can assist you and your company with the wide range of insurance products for the loans contracted from Garanti BBVA.

It’s super easy to get it

You can visit one of the Garanti BBVA agencies or contact us via e-mail at contact@garantibbva.ro

Information regarding insurance policies: