Advantages and benefits of Garanti BBVA Online

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The benefits you get with Garanti BBVA Online

Whether you're on holiday abroad, in the office or at home, you have 24/7 access to your financial situation

No need to leave the house to pay your bills. You can do it from home, for free, using only your internet connection

Save time and money because you pay 50% less than over-the-counter for your transfers

Don't worry about currency payments. Regardless of the amount transferred, you benefit from a one-off commission.

How can you pay your bills online with Garanti BBVA?

Payments have never been easier to make. Use Garanti BBVA Online and every transaction you make will be executed in real time.

It’s so easy to forget to pay your bills, but it’s so hard to accept the thought that your phone subscription or electricity has been restricted. Stop worrying about bills month after month when you can simply pass the responsibility on to your bank. It’s very easy. You can authorise the bank to make these payments on your behalf, through a Direct Debit contract and based on the agreement previously made between Garanti BBVA and the suppliers.

All you need to do is choose the “Direct Debit” option from the “Pay Invoices” sub-menu and select the supplier for whom you want to issue a new electronic mandate. Garanti BBVA will withdraw an amount equal to the amount of the outstanding invoice from your account each month on the due date and automatically transfer it to the relevant supplier.

Payments can be made from your current account or from your Bonus Card limit, depending on your settings. You can easily manage your Direct Debits, changing their features (maximum amount, current account or Bonus Card to pay from) or cancelling them whenever you want.

If you want to keep control of each monthly payment, you can choose another option from the ‘Pay Bills’ sub-menu called ‘Initiate Transaction’, where you only need to fill in your phone number or subscriber code for instant payment.

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How can you buy airline tickets with Garanti online service?

Think of a place, pick a date, open your laptop, log into your Garanti BBVA Online account and buy your ticket. It’s that simple!

  • Click on the "Payments" menu, select "Pay Invoices" and choose the category "Other"
  • Add VOLA RO SRL to the "Name" section
  • Enter the ticket number, with all the letters
  • You can pay in EUR or Lei from your current account or from the Bonus Card.

Payment for air tickets is instant and can be viewed on your current account/credit card statement.

How can you pay for insurance policies?

Life is full of unexpected surprises and you certainly don’t want them to catch you unprepared, just when you need a quick and easy solution. Fortunately, insurance policies can provide this mental comfort. Try Garanti BBVA Online and everything will be twice as easy.

  • From the "Payments" menu you can pay the insurance premium (Allianz Tiriac, Grawe, Metropolitan Life, MB Europa Insurance Broker, EXA Broker), by simply entering the policyholder's name and the policy number/referral/issuer as appropriate, depending on the insurer's request.

How can you make payment to Providers?

Get rid of queuing with Garanti BBVA Online, the service that helps you pay your bills easily to providers such as EOS KSI, Garanti BBVA Credit Consum Ralfi, Garanti BBVA Leasing Motoractive and Kruk Clientes, using just your internet connection.
  • Select from the "Payments" menu the category "Payment of invoices".
  • Enter the subscriber name, PIN/unique payment code of the Financial Institution to which you want to make the payment.

You can make transfers in Lei and in foreign currency

Use Garanti BBVA Online and you’ll always be prepared for anything, because it will help you easily transfer money from your Garanti BBVA account to any other account. Garanti BBVA Online is always at your fingertips for:

  • Transfers in Lei and foreign currency
  • Frequent payments
  • Scheduled payment orders
  • Foreign exchange
  • By pressing the "Frequent payments" button you can save the template of the relevant payment for later use. So whenever you want to make a payment to that beneficiary, just select the template and change only the payment details and the amount transferred. You can save frequent payments for any type of payment, regardless of payee account and currency.
  • From the "Standing orders" menu you can initiate a payment order for recurring and fixed-amount payments by selecting the frequency (daily, weekly, monthly), processing day, amount, explanation and the account from which the payment will be made once. All you have to do is make sure there are the necessary funds in your account to make the payment.
  • By accessing the "Foreign exchange" menu, you can exchange currency between your accounts: lei-foreign currency, foreign currency - lei and foreign currency - foreign currency at a net exchange rate favourable to the one at the bank counter.

You can top-up

It’s impossible to live without a mobile phone these days. That’s why when you run out of credit on your mobile phone you feel like you’ve been abandoned on a desert island. Use Garanti BBVA Online and you’ll never feel the drama of being without credit again, because you can load your card online from wherever you are.

How?

  • From the "Payments" menu select the "Mobile Top-Up" sub-menu
  • Enter the mobile phone number (VODAFONE, ORANGE, TELEKOM) you wish to top-up and the desired top-up amount (minimum 4 EUR).

The top-up amount can be withdrawn from the current account or from the Bonus Credit Card limit.

You can open a savings account

Start saving like a pro with Garanti BBVA Online, a service that all people who want to become more reasonable should have. Why?

  • You can use it to open a savings account
  • You can top up your savings account and change the monthly amount saved
  • You can change the date of collection of the monthly amount from your savings account
  • If you have decided to use the savings you have collected, you can reduce or liquidate your deposit or savings account as needed
  • You can view the interest and our calculator will show you the amount you will receive when your deposit matures (amount saved + related interest).

And if you have multiple plans to carry out, using Garanti BBVA you can create, name and use multiple savings accounts at the same time.

You can access Garanti BBVA loans

Banks are like friends. They should help you whenever you need it and they should be honest to gain your trust. With Garanti BBVA Online everything becomes transparent when it comes to loans.

Use Garanti BBVA Online to view and print the repayment schedule, installments paid, loan amount and current debt.

In addition, Garanti BBVA Online keeps you up to date with your total cash and debt situation.

Find out details about your Garanti BBVA card

You can find everything you need to know about Bonus Card in one place: Garanti BBVA Online.

Interested in a credit card?

The Garanti BBVA Online is the shortest way to get there. All you have to do is log in to Garanti BBVA Online, apply for a credit card and track the status of your application.

Already have a Bonus Card?

You can then view your available limit, your accumulated bonus, as well as your transactions. You can also pay off your credit card debt.

Use Garanti BBVA Online and keep up to date with

  • Bonus Card statement
  • Debt payment
  • Cash advance
  • Change withdrawal limit
  • Transactions
  • View blocked amounts
  • PIN settings
  • Card requests