Bonus Card Gold

Fulfill wish after wish everyday with Bonus Card Gold

Desires are like dominoes. If you fulfill one, you feel the need to fulfill them all, in turn. Get your Gold Bonus Card from Garanti BBVA and you will be able to benefit from one of the largest networks of partners in Romania.

Up to 10% Bonus

in the Bonus Card Partners Network


of partnerships with stores

Bonus Card Gold benefits and extra helpful information

0 annual fee for the first year for main card and 180 Lei starting second year

90 Lei annual fee for administration of the supplementary card

Up to 12 installments without interest at partner stores or even more during special campaigns

0 commission for balance inquiry at any Garanti BBVA ATM

You can have different benefits from campaigns with Bonus Card

Starting April 25, 2024, we inform you that the percentage of bonus points offered to acquiring merchants (non-partners) will be 0.1% of the value of transactions made at POS (physical and e-commerce).

What you need to know about Bonus Card Gold

See the full list of Fees and Taxes here.

* Customers eligible for refinancing are only customers who do not have a Bonus Card from Garanti BBVA or if they have owned a Bonus Card it was closed at least 36 months ago from the date of requesting the new card

** If the entire current debt is paid until due date.

Free insurance for traveling abroad
Click here for more details on foreign travel insurance attached to Bonus Card Gold.

Free insurance for online shopping

Safe shopping


You get a free Travel Health Insurance that covers emergency health problems that may occur during your travels abroad (see details here).

You can benefit of a Payment Protection Insurance for only 0.168% applied to the total current and future debts from your last Bonus Card statement. And you will pay it automatically from your Bonus Card available limit (see details here).

MasterCard premium benefits

You benefit from special discounts in 230 partner locations in Romania

How to apply

Bonus Card

Welcome to the world of Bonus Card. Let's meet


You can easily apply for this product through an online form

In agencies

You can come to any of the Garanti BBVA agencies

Garanti Bank S.A. is taking part in the Bank Deposit Guarantee Fund (FGDB).
The funds deposited in current accounts, savings accounts or time deposits opened by customers with Garanti BBVA are protected through the guarantee scheme administered by the Bank Deposit Guarantee Fund, up to 100,000 EUR, RON equivalent, as specified in the conditions from Information Form for Depositors and in the List of Deposits Exempted from Compensation, which you can read here. 

Contactless technology

Fast payments by simply tapping the card to a POS/device with contactless functionality without PIN code for transactions below 100 RON. The cumulative amount that can be spent from contactless transactions is 700 RON, once you surpass this threshold the PIN will be required.

Bonus Card Gold is easy to get

You might also be interested in