Bonus Card Gold

Fulfill wish after wish everyday with Bonus Card Gold

Desires are like domino pieces. If you fulfill one, you feel like fulfilling another one right after. For instance, if you find the perfect couch for your living room, you buy it, and then you want to change the rest of the furniture as well. If you find yourself in this kind of situations, get the Bonus Card Gold from Garanti BBVA and you will have acces to one of the largest partners network in Romania.

10% Bonus

in the Bonus Card Partners Network


of partnerships with stores

Bonus Card Gold benefits and extra helpful information

0 annual fee for the first year for main cardand 180 Lei starting second year

90 Lei annual fee for supplementary card

You get up to 10% Bonus from the value of merchant partners purchases. The value of 1 Bonus Point is 1 Leu

0 commission for balance inquiry at any Garanti BBVA ATM

You can have different benefits from campaigns with Bonus Card

You get up to 0,3% discount on your shopping to any merchant

What you need to know about Bonus Card Gold

See the full list of Fees and Taxes here.

* This option is available for new clients only, those who do not have nor had a Bonus Card from Garanti BBVA

** If the entire current debt is paid until due date.

Safe shopping


You get a free Travel Health Insurance that covers emergency health problems that may occur during your travels abroad (see details here).

You can benefit of a Payment Protection Insurance for only 0.168% applied to the total current and future debts from your last Bonus Card statement. And you will pay it automatically from your Bonus Card available limit (see details here).

MasterCard premium benefits

You will benefit of discounts in 230 partner location in Romania

How to apply

Bonus Card

Welcome to the world of Bonus Card. Let's meet


You can easily apply for this product through an online form

In agencies

You can come to any of the Garanti BBVA agencies

Garanti Bank S.A. is taking part in the Bank Deposit Guarantee Fund (FGDB).
The funds deposited in current accounts, savings accounts or time deposits opened by customers with Garanti BBVA are protected through the guarantee scheme administered by the Bank Deposit Guarantee Fund, up to 100,000 EUR, RON equivalent, as specified in the conditions from Information Form for Depositors and in the List of Deposits Exempted from Compensation, which you can read here. 

Contactless technology

Fast payments by simply tapping the card to a POS/device with contactless functionality without PIN code for transactions bellow 100 lei. The cummulative ammount that can be spent from contactless transactions is 700 Ron, once you surpass this threshold the PIN will be required.

Bonus Card Gold is easy to get

You might also be interested in