Bonus Card Gold

Fulfill wish after wish everyday with Bonus Card Gold
Desires are like domino pieces. If you fulfill one, you feel like fulfilling another one right after. For instance, if you find the perfect couch for your living room, you buy it, and then you want to change the rest of the furniture as well. If you find yourself in this kind of situations, get the Bonus Card Gold from Garanti BBVA and you will have acces to one of the largest partners network in Romania.
10% Bonus
in the Bonus Card Partners Network
of partnerships with stores
- benefits
Bonus Card Gold benefits and extra helpful information

0 annual fee for the first year for main cardand 180 Lei starting second year
90 Lei annual fee for supplementary card
You get up to 10% Bonus from the value of merchant partners purchases. The value of 1 Bonus Point is 1 Leu
0 commission for balance inquiry at any Garanti BBVA ATM
You can have different benefits from campaigns with Bonus Card
You get up to 0,3% discount on your shopping to any merchant
What you need to know about Bonus Card Gold
- You can have different benefits from campaigns with Bonus Card
- You get up to 10% Bonus from the value of merchant partners purchases. The value of 1 Bonus Point is 1 Leu
- You get up to 0,3% discount on your shopping to any merchant
- You can buy everything you need in free installments with 0% interest at merchant partners
- You have over 6000 Bonus Card Gold partners to use your bonus
- You get up to 50 days grace period for POS transactions
- You can use up to 50% of the credit limit for cash advance transactions
- You can also get up to 3 supplementary Bonus Card Gold for which you can set the limit amount to be used
- You can benefit of a refinancing program of any type of credit from another bank, within a limit of 20,000* Lei in up to 36 interest free installments**
- You get free access in Cluj Airport Business Lounge.
See the full list of Fees and Taxes here.
* This option is available for new clients only, those who do not have nor had a Bonus Card from Garanti BBVA
** If the entire current debt is paid until due date.
Safe shopping
- Wherever you are, you can benefit of card replacement or cash advance on case your card has been lost or stolen.
- You have optional SMS alert for all purchases performed with your Bonus Card.
- Bonus Card offers you extra-secure online shopping, by providing you with an extra-security filter: 3D Secure. This allows you to confirm all online payments, by using a security code which you will receive on your phone.
Insurance
You get a free Travel Health Insurance that covers emergency health problems that may occur during your travels abroad (see details here).
You can benefit of a Payment Protection Insurance for only 0.168% applied to the total current and future debts from your last Bonus Card statement. And you will pay it automatically from your Bonus Card available limit (see details here).
MasterCard premium benefits
You will benefit of discounts in 230 partner location in Romania
How to apply
Bonus Card
Welcome to the world of Bonus Card. Let's meet
Online
You can easily apply for this product through an online form
In agencies
You can come to any of the Garanti BBVA agencies
Garanti Bank S.A. is taking part in the Bank Deposit Guarantee Fund (FGDB).
The funds deposited in current accounts, savings accounts or time deposits opened by customers with Garanti BBVA are protected through the guarantee scheme administered by the Bank Deposit Guarantee Fund, up to 100,000 EUR, RON equivalent, as specified in the conditions from Information Form for Depositors and in the List of Deposits Exempted from Compensation, which you can read here.
Contactless technology
Fast payments by simply tapping the card to a POS/device with contactless functionality without PIN code for transactions bellow 100 lei. The cummulative ammount that can be spent from contactless transactions is 700 Ron, once you surpass this threshold the PIN will be required.
Bonus Card Gold is easy to get
- Identity card
Documents attesting the income from salaries, rents, service provision, freelance activities, dividends, pensions, etc.(more details at Garanti BBVA agencies);
- If your salary is reported to ANAF we only need your approval to check ANAF database, no income statement required in this case;
- If your salary is not reported to ANAF the following documents are required:
- Copy of one of the following utility invoices: fix/mobile phone, electric power, natural gas.
*During file analysis the bank may request supplementary documents
Find your nearest Garanti BBVA agency.
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