Medium and Long Term Investment Loan

The Medium and long term investment loan from Garanti BBVA offers a lot of benefits

When a company's time comes to make acquisitions of equipment, furniture, vehicles, premises for conducting its activity or upgrading and expanding the existing ones, the Investment loan on medium and long term from Garanti BBVA is exactly what is needed — and it’s up to 90% of the total investment value.

The maturity of the loan may be granted for up to 10 years period, depending on investment type. Loan repayment goes in monthly equal installments (annuities) and the collaterals may be cash, pledges, mortgages on immovable and movables.

Through this product, the bank offers to companies loans aimed to finance their investments (new constructions, acquisition of equipment, machinery or other capital expenditures, building refurbishments, other types of investment projects or refinancing investments prior made by the Borrower etc.)

Loan type: investment loan;
Currency: Lei/EUR/USD;
Purpose: special-purpose financing;
Loan Amount: partial funding or refinancing the total cost of the investment project;
Availability period: available after signing the loan agreement until the completion of the investment;
Grace Period: until obtaining cash flow allowing repayment;
Reimbursement: in equal or unequal instalments, immediately after the end of availability period and/or grace period (if applicable), as per the payment schedule agreed with the company;
Collaterals: according to the loan policy of the bank.

Advantages for the company:

Personalized terms and conditions: the company can benefit of a financing correlated with the characteristics of the financed project: the loan can be utilized in one or several tranches over a specific availability period according to the investment implementation period. Depending on the case, grace period can be granted
Refinancing option: Garanti BBVA offers your company the possibility to refinance investments priory financed from own sources or with credits from other financial institutions

In order to keep everything in control when it comes to a company, focusing on things that have to be done is mandatory. But in some situations a company can face problems that are uncontrollable. Don’t worry. Fortunately Garanti BBVA offers a set of insurances for commercial buildings, equipment, machinery, fleets, stocks and any other goods.

Moreover, our team can assist you and your company with the wide range of insurance products for the loans contracted from Garanti BBVA.