Interest rates and fees for SME and PFA savings accounts
Information on interest rates and fees for SME and PFA savings accounts
- Read more about what interest rates and fees apply to SME and PFA savings accounts
- We know it's important for you to be properly informed, which is why we provide you all the interest rates and commission information you need.
Fixed interest term deposit (PFA)
| Established in the agency | |||||
|---|---|---|---|---|---|
| Currency/period | 1 month | 3 months | 6 months | 12 months | 15 months |
| RON | 4,50% | 4,75% | 5,00% | 5,00% | 5,00% |
| EUR | 1,25% | 1,50% | 1,75% | 2,00% | - |
| USD | 1,75% | 2,25% | 2,50% | 3,00% | - |
| Currency/period | Established by Internet Banking/ Mobile Banking | ||||
|---|---|---|---|---|---|
| RON | 1 month | 3 months | 6 months | 12 months | 15 months |
| < 250.000 | 4,50% | 4,75% | 5,00% | 5,00% | 5,00% |
| => 250.000 | 5,00% | 5,25% | 5,50% | 5,50% | 5,50% |
| Currency/period | Established by Internet Banking/ Mobile Banking | ||||
|---|---|---|---|---|---|
| EUR | 1 month | 3 months | 6 months | 12 months | 15 months |
| < 50.000 | 1,25% | 1,50% | 1,75% | 2,00% | - |
| => 50.000 | 1,50% | 1,75% | 2,00% | 2,25% | - |
| Established by Internet Banking/ Mobile Banking | |||||
|---|---|---|---|---|---|
| Currency/period | 1 month | 3 months | 6 months | 12 months | |
| USD | 1,75% | 2,25% | 2,50% | 3,00% | |
| Established by Internet Banking/ Mobile Banking | |||||
|---|---|---|---|---|---|
| USD | 1 month | 3 months | 6 months | 12 months | 15 months |
| < 50.000 | 1,75% | 2,25% | 2,50% | 3,00% | - |
| => 50.000 | 2,00% | 2,50% | 2,75% | 3,25% | - |
| Established by Internet Banking/ Mobile Banking | |||||
|---|---|---|---|---|---|
| EUR | 1 month | 3 months | 6 months | 12 months | |
| < 50.000 | 1,25% | 1,50% | 1,75% | 2,00% | |
| => 50.000 | 1,50% | 1,75% | 2,00% | 2,25% | |
| Established in the Agency/Internet Banking/ Mobile Banking | ||||
|---|---|---|---|---|
| Currency/period | 1 month | 3 months | 6 months | 12 months |
| GBP | 0,20% | 0,40% | 0,60% | 0,70% |
| CHF | 0,01% | 0,01% | 0,01% | 0,01% |
| JPY* | 0,01% | 0,01% | 0,01% | 0,01% |
| CAD | 0,15% | 0,30% | 0,60% | 0,70% |
| TRY | 6,00% | 6,15% | 6,25% | 6.25% |
| HUF* | 1,00% | 1,25% | 1,50% | 2,00% |
| NOK | 0,20% | 0,30% | 0,60% | 0,70% |
| SEK | 0,01% | 0,01% | 0,01% | 0,01% |
| PLN | 1,25% | 1,85% | 2,25% | 2,75% |
| Period | 3 months | 6 months | 12 months |
|---|---|---|---|
| Interest value | 5.40% | 5.50% | 5.63% |
The reference index will be updated every month on the 1st of each month in line with the ROBOR.
Minimum amount for opening a deposit: 200 RON/ EUR/ USD/ GBP/ CHF/ CAD/ TRY/ NOK/ SEK/ PLN.
* Minimum amount for opening a deposit: 200,000 JPY/ HUF.
Deposits made with Garanti BBVA are guaranteed by law by the Deposit Guarantee Fund in the Romanian Banking System, up to a limit of 100,000 euros in RON equivalent.
The exceptions established by law are found in the list of unsecured deposits.
Term deposit with interest for SME
Term deposit with fixed interest in the period 10.11.2023 – 30.11.2023
| 3 months | 6 months | 12 months | ||||
|---|---|---|---|---|---|---|
| Currency | Standard | Black Friday | Standard | Black Friday | Standard | Black Friday |
| LEI | 5,00% | 6,00% | 5,25% | 6,15% | 5,50% | 6,25% |
| EUR | 1,35% | 3,25% | 1,50% | 3,50% | 1,75% | 3,75% |
| USD | 1,75% | 3,75% | 2,00% | 4,00% | 2,50% | 4,25% |
Term deposit with fixed interest
| Currency/period | 1 month | 3 months | 6 months | 1 year |
|---|---|---|---|---|
| Agency | Agency | Agency | Agency | |
| RON | 4,50% | 5,00% | 5,25% | 5,50% |
| EUR | 1,20% | 1,35% | 1,50% | 1,75% |
| USD | 1,50% | 1,75% | 2,00% | 2,50% |
| GBP | 0,15% | 0,35% | 0,50% | 0,60% |
| CHF | 0,01% | 0,01% | 0,01% | 0,01% |
| JPY* | 0,01% | 0,01% | 0,01% | 0,01% |
| CAD | 0,10% | 0,20% | 0,50% | 0,60% |
| TRY | 6,00% | 5,65% | 5,75% | 5,75% |
| HUF* | 0,75% | 1,00% | 1,25% | 1,50% |
| NOK | 0,10% | 0,20% | 0,50% | 0,60% |
| SEK | 0,01% | 0,01% | 0,01% | 0,01% |
| PLN | 1,00% | 1,50% | 1,75% | 2,25% |
Minimum amount for opening a deposit: 200 RON/ EUR/ USD/ GBP/ CHF/ CAD/ TRY/ NOK/ SEK/ PLN.
* Minimum amount for opening a deposit: 200,000 JPY/ HUF.
Deposits made with Garanti BBVA are guaranteed by law by the Deposit Guarantee Fund in the Romanian Banking System, up to a limit of 100,000 euros in RON equivalent. The exceptions established by law are found in the list of unsecured deposits.
Economus interest rates
Savings account without a savings plan for SMEs
| Currency | Amount limit for oppening an account |
Amount limit for the scheduled payment order |
Interest rate |
|---|---|---|---|
| RON | Does not exist | Between 100 - 10.000 RON | 0,65% |
| EUR | Does not exist | Between 25 - 2.500 EUR | 0,25% |
Savings account without a savings plan – set up until 19.10.2022 for PFA
| Currency | Amount limit for oppening an account |
Amount limit for the scheduled payment order |
Interest rate |
|---|---|---|---|
| RON | Does not exist | Between 50 - 10.000 RON | 0,65% |
| EUR | Does not exist | Between 10 - 2.500 EUR | 0,05% |
Interest rates on deposits
For a PFA Established in the Agency/Internet Banking/Mobile Banking – accounts opened up to and including 23.06.2022
| Currency/period | 1 month | 3 months | 6 months | 1 year |
|---|---|---|---|---|
| Agency | Agency | Agency | Agency | |
| RUB** | 4,00% | 4,50% | 5,00% | 5,50% |
| Currency/period | 1 month | 3 months | 6 months | 1 year |
|---|---|---|---|---|
| Agency | Agency | Agency | Agency | |
| RUB** | 3,50% | 4,00% | 4,50% | 5,00% |
**Minimum amount for opening a deposit: 20,000 RUB.
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