Interest rates and fees for SME and PFA savings accounts
Information on interest rates and fees for SME and PFA savings accounts
- Read more about what interest rates and fees apply to SME and PFA savings accounts
- We know it's important for you to be properly informed, which is why we provide you all the interest rates and commission information you need.
Fixed interest term deposit (PFA)
What interest is charged?
Currency/period | Established in the agency | ||||
---|---|---|---|---|---|
RON | 1 month | 3 months | 6 months | 1 year | 15 months |
interest rate | 7,00% | 7,30% | 7,60% | 7,25% | 7,25% |
Currency/period | Established by Internet Banking/ Mobile Banking | ||||
---|---|---|---|---|---|
RON | 1 month | 3 months | 6 months | 1 year | 15 months |
interest rate | 7,20% | 7,50% | 7,80% | 7,45% | 7,45% |
Established in the Agency/Internet Banking/ Mobile Banking | ||||
---|---|---|---|---|
Currency/period | 1 month | 3 months | 6 months | 1 year |
USD | 2,50% | 3,00% | 3,25% | 4,00% |
GBP | 0,20% | 0,40% | 0,60% | 0,70% |
CHF | 0,01% | 0,01% | 0,01% | 0,01% |
JPY* | 0,01% | 0,01% | 0,01% | 0,01% |
CAD | 0,15% | 0,30% | 0,60% | 0,70% |
TRY | 6,00% | 6,15% | 6,25% | 6.25% |
HUF* | 1,00% | 1,25% | 1,50% | 2,00% |
NOK | 0,20% | 0,30% | 0,60% | 0,70% |
SEK | 0,01% | 0,01% | 0,01% | 0,01% |
PLN | 1,25% | 1,85% | 2,25% | 2,75% |
Period | 3 months | 6 months | 1 year |
---|---|---|---|
Interest value | 5.71% | 5.86% | 6.12% |
Term deposit with interest for SME
Currency/period | 1 month | 3 months | 6 months | 1 year |
---|---|---|---|---|
Agency | Agency | Agency | Agency | |
RON | 5,50% | 6,00% | 6,25% | 6,50% |
EUR | 0,35% | 0,50% | 0,65% | 0,90% |
USD | 0,50% | 0,75% | 1,00% | 1,50% |
GBP | 0,15% | 0,35% | 0,50% | 0,60% |
CHF | 0,01% | 0,01% | 0,01% | 0,01% |
JPY* | 0,01% | 0,01% | 0,01% | 0,01% |
CAD | 0,10% | 0,20% | 0,50% | 0,60% |
TRY | 6,00% | 5,65% | 5,75% | 5,75% |
HUF* | 0,75% | 1,00% | 1,25% | 1,50% |
NOK | 0,10% | 0,20% | 0,50% | 0,60% |
SEK | 0,01% | 0,01% | 0,01% | 0,01% |
PLN | 1,00% | 1,50% | 1,75% | 2,25% |
Minimum amount for opening a deposit: 200 RON/ EUR/ USD/ GBP/ CHF/ CAD/ TRY/ NOK/ SEK/ PLN.
* Minimum amount for opening a deposit: 200,000 JPY/ HUF.
Deposits made with Garanti BBVA are guaranteed by law by the Deposit Guarantee Fund in the Romanian Banking System, up to a limit of 100,000 euros in RON equivalent. The exceptions established by law are found in the list of unsecured deposits.
Bonus Economus Interest rates
Savings account with 6-month savings plan and interest bonus for PFA
Currency | Amount limit for oppening an account |
Amount limit for the scheduled payment order |
Interest rate | Bonus interest rate |
---|---|---|---|---|
RON | Between 0 - 5.000 RON | Between 50 - 4.000 RON | 5,00% | 1,50% |
EUR | Between 0 - 1.200 EUR | Between 10 - 1.000 EUR | 0,25% | 0,25% |
Currency | Amount limit for oppening an account |
Amount limit for the scheduled payment order |
Interest rate | Bonus interest rate |
---|---|---|---|---|
RON | Between 0 - 10.000 RON | Between 100 - 10.000 RON | 0,65% | 1,00% |
EUR | Between 0 - 2.500 RON | Between 25 - 2.500 EUR | 0,25% | 0,50% |
Currency | Amount limit for oppening an account |
Amount limit for the scheduled payment order |
Interest rate | Bonus interest rate |
---|---|---|---|---|
RON | Between 0 - 5.000 RON | Between 50 - 4.000 RON | 5,00% | 1,50% |
EUR | Between 0 - 1.200 RON | Between 10 - 1.000 EUR | 0,25% | 0,25% |
Economus interest rates
Savings account without a savings plan for PFA
Currency | Amount limit for oppening an account |
Amount limit for the scheduled payment order |
Interest rate |
---|---|---|---|
RON | Does not exist | Between 50 - 10.000 RON | 5,00% |
EUR | Does not exist | Between 10 - 2.500 EUR | 0,25% |
Savings account without a savings plan for SMEs
Currency | Amount limit for oppening an account |
Amount limit for the scheduled payment order |
Interest rate |
---|---|---|---|
RON | Does not exist | Between 100 - 10.000 RON | 0,65% |
EUR | Does not exist | Between 25 - 2.500 EUR | 0,25% |
Savings account without a savings plan – set up until 19.10.2022 for PFA
Currency | Amount limit for oppening an account |
Amount limit for the scheduled payment order |
Interest rate |
---|---|---|---|
RON | Does not exist | Between 50 - 10.000 RON | 0,65% |
EUR | Does not exist | Between 10 - 2.500 EUR | 0,05% |
Interest rates on deposits
For a PFA Established in the Agency/Internet Banking/Mobile Banking – accounts opened up to and including 23.06.2022
Currency/period | 1 month | 3 months | 6 months | 1 year |
---|---|---|---|---|
Agency | Agency | Agency | Agency | |
RUB** | 4,00% | 4,50% | 5,00% | 5,50% |
Currency/period | 1 month | 3 months | 6 months | 1 year |
---|---|---|---|---|
Agency | Agency | Agency | Agency | |
RUB** | 3,50% | 4,00% | 4,50% | 5,00% |
**Minimum amount for opening a deposit: 20,000 RUB.
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