Garanti BBVA Online
Menu

„Black Friday” Campaign

I. Campaign validity:

The offer is valid between November 10th and November 30th, 2023.

II. Eligibility criteria:

The Campaign is addressed to companies with a turnover of up to EUR 10 million at the end of the previous year, authorized individuals, liberal professions and other categories of independent activities, included in the SME category according to the Bank’s internal segmentation, which are not the Bank’s customers at the Campaign launching date, referred to below as “Beneficiaries”;
 Beneficiaries must meet all the eligibility conditions of the Bank for opening a current account and accessing the products included in this Campaign, in accordance with the provisions of the General Business Conditions (available on the page www.garantibbva.ro), with the legislation in force, as well as with prudential banking practice. clienti ai Bancii, denumiti in cele ce urmeaza „Beneficiari”;

Beneficiarii trebuie sa indeplineasca toate conditiile de eligibilitate ale Bancii pentru deschiderea unui cont curent si accesarea produselor incluse in prezenta Campanie, in conformitate cu prevederile Conditiilor Generale de Afaceri (disponibile pe pagina www.garantibbva.ro), cu legislatia in vigoare, precum si cu practica prudentiala bancara.

III. Campaign Benefits:

1. Opening of a current account and Internet/Mobile Banking within the Campaign validity period:

  • Zero activation fee for Internet/Mobile Banking for the first 2 users; The following services are offered free of charge for a period of 12 months from the current account opening date:
  • Administration fee for one lei current account;
  • Unlimited number of payments payments, made through Internet/Mobile Banking in favor of another Garanti Bank S.A. client;
  • Unlimited number of payments, made through Internet/Mobile Banking in lei in favor of other bank's clients

* except for TransFond/BNR commissions


The rest of the conditions, as well as the commissions related to these products and services, apply according to The Standard Rates and Commissions document displayed at the bank’s counters and on the www.garantibbva.ro page.


After the completion of the one-year term, the Bank’s standard costs will be automatically applied, according The Standard Rates and Commissions document displayed at the bank’s counters and on the www.garantibbva.ro page, valid on the date of termination of the validity of the benefit offered. ghiseele bancii și pe pagina www.garantibbva.ro, valabil la data incetarii beneficiului oferit.

2. Opening of a Time Deposit in LEI, EUR and USD within the Campaign validity period

Opening of a time deposit in LEI, EUR and USD through Internet/Mobile Banking platforms, during the Campaign validity, is rewarded with an interest bonus up to 2.00%**, applied over the standard rate, as follows:
3 months 6 months 12 months
Currency Standard Black Friday Standard Black Friday Standard Black Friday
LEI 5,00% 6,00% 5,25% 6,15% 5,50% 6,25%
EUR 1,35% 3,25% 1,50% 3,50% 1,75% 3,75%
USD 1,75% 3,75% 2,00% 4,00% 2,50% 4,25%

If you opt for a term deposit, with automatic extension, on the extension date the interest granted will be the standard interest, valid on the extension date.
**with the exception of authorized natural persons, liberal professions and other categories of independent activities, for which the standard interest rates applicable to natural persons are applied, available on www.garantibbva.ro

3. Loans granted within the Campaign validity period

The customers who apply for a loan*** during the Campaign validity will benefit of free granting commission.

***The offer is available for a single loan whose value is less than RON 1,250,000 (other currencies equivalent).

IV. Accepting the offer:

  • The offer is considered accepted by accessing the products/services during its validity period.
  • The Bank reserves the right to refuse any request to open a current account, including, if applicable, the opening of any product/service or may restrict access to them, if the Client does not provide all the information, statements or documents requested to identify the Client, the Beneficiary real and/or control persons, the nature of the transactions and any other details provided by the national and international legislation in force, as well as for reasons of banking prudence.
  • The bank may refuse to receive documents considered incomplete, incomplete or improperly completed or which, if they do not meet the conditions of acceptance, are inconsistent with the provisions of the General Business Conditions, with the legislation in force and with banking prudential practice.
  • If, within 6 months from the date of activation of one of the products included in the Campaign, the customer does not carry out transactions on the current account, the Bank reserves the right to withdraw the benefits of the offer.
  • At any time during the Campaign, the offer may be withdrawn, based on Garanti Bank S.A.'s decision or in case of force majeure. In the event of any of these cases, Garanti Bank S.A. will inform the participants through the available channels, as soon as possible.

Alte tipuri de servicii Garanti BBVA Bank

Savings accounts

Savings accounts Bonus Economus Stick to your savings plan and Bonus Economus rewards you with extra interest! 0 fee for opening a savings account 0

Află mai multe

Bonus Card

Bonus Card Classic

Bonus Card Gold

Bonus Card Platinum

WWF Bonus Card

AVON Card

  • Linkuri utile
  • Securitate
  • Digital
Devino client

Costs and fees

Instalment value:

Period:

Monthly commission:

Commission analysis:

Evaluation commission:

Interest rate:

Total payment amount:

Effective annual interest rate:

Exchange rate information

All of the domestic and international market tables and graphs appearing on the www.garantibbva.ro website have been obtained from outside parties that provide services on such matters and have been prepared for the purpose of providing information in a general sense without any benefit being derived from them by Garanti BBVA. The validity of the tables or graphics appearing on our website is in no way guaranteed by Garanti BBVA and this information is not being provided for the purpose of securing any particular gain.

For this reason, Garanti BBVA cannot be held responsible for any direct or indirect material or moral losses or expenses that may arise on account of errors or deficiencies in the information contained in these tables and graphs or on account of transactions based on this information, or on account of any losses or expenses that outside parties may occur in any way whatsoever.

The communications/messages in electronic format do not include the essential elements to conclude a valid contract; do not represent an offer to conclude a contract or a binding intention for granting a financing facility, another product or for providing a service. The recipient’s acceptance of the terms and conditions available in electronic mail shall not be considered as a valid conclusion of a contract.

For the valid conclusion of a contract it is necessary to determine all essential elements by the competent approval authority of the bank and the written form of the contract signed by the parties involved.