WWF Bonus Card

Get the first eco inspired card in Romania.

WWF Bonus Card is the first eco inspired card in Romania, launched by Garanti BBVA in partnership with WWF Romania back in 2010, in order to support WWF’s nature preservation policy. The card is also the product of all the clients that applied for it and used it to encourage WWF endeavors in partnership with Bonus Card.

Up to 10% Bonus

in the Bonus Card Partners Network

3000⁺

of partnerships with stores

WWF Bonus Card features

For any purchase made with WWF Bonus Card, Garanti BBVA donates 0.3% of the total purchase value on behalf of the card owner to WWF projects regarding conservation areas in the Carpathians, along the Danube and in the Danube Delta. The 0.3% is supported entirely by Garanti BBVA

Approved limit and currency: between 500 Lei and 100,000 Lei, up to 3 times the eligible income
You can benefit from a preferential offer if you collect your salary in your Garanti BBVA account
You can have different benefits from campaigns with Bonus Card
You get up to 10% Bonus from the value of merchant partners purchases. The value of 1 Bonus Point is 1 Leu
You get up to 0,1% discount on your shopping to any merchant
You can buy everything you need in free installments with 0% interest at merchant partners
You have over 3000 Bonus Card partners to use your Bonus
You get up to 50 days grace period for POS transactions, if you pay back the whole amount before the grace period ends.
You can also get up to 3 supplementary WWF Bonus Card for which you can set the limit amount to be used
You can benefit of a refinancing program of any type of credit from another bank, within a limit of 20,000* Lei in up to 36 interest free installments**

* Customers eligible for refinancing are only customers who do not have a Bonus Card from Garanti BBVA or if they have owned a Bonus Card it was closed at least 36 months ago from the date of requesting the new card

** If the entire current debt is paid until due date.

Wherever you are, you can benefit of card replacement or cash advance in case your card has been lost or stolen.
You have optional SMS alert for all purchases performed with your Bonus Card.
Bonus Card offers you extra-secure online shopping, by providing you with an extra-security filter: 3D Secure. This allows you to confirm all online payments, by using a security code which you will receive on your phone.
You have 24/7 phone assistance during your travels abroad, in more than 140 foreign languages, by calling special phone numbers secured by MasterCard in more than 75 countries for free (the list of phone numbers is distributed by hotels, is published in travel guides and can be found on the MasterCard website)

Garanti Bank S.A. is taking part in the Bank Deposit Guarantee Fund (FGDB).
The funds deposited in current accounts, savings accounts or time deposits opened by customers with Garanti BBVA are protected through the guarantee scheme administered by the Bank Deposit Guarantee Fund, up to 100,000 EUR, RON equivalent, as specified in the conditions from Information Form for Depositors and in the List of Deposits Exempted from Compensation, which you can read here.

Clear and transparent costs

Calculation example

Clear and transparent costs

	WWF Bonus Card ****	Bonus Card for clients with salary conventions at Garanti BBVA *
Annual administration fee for main card (RON)	40 (free in the first year)	50% discount from the annual fee
Annual administration fee for supplementary card (RON)	20	50% discount from the annual fee
Fee for card issue / renewal	0	0
Reissuance fee at client’s request (RON)	15 (free for the first reissue)	15 (free for the first reissue)
Fee for using the ATM for cash **	1%+5 RON	1%+5 RON
Fee for checking the balance at the bank’s ATM	0	0
Fee for checking the balance at a different bank’s ATM (RON)	1	1
Minimum payable amount ***	3%	3%
Credit card interest rate	27,6%	19,2%
Interest rate for cash withdrawal	27,6%	19,2%
Penalty interest rate	30,6%	22,2%
Grace period	Up to 50 days	Up to 50 days
Bonus at non partner merchants	0,1%	0,1%
Bonus at partner merchants	Up to 10%	Up to 10%
Margin of adjustment for exchange rate of transactions in other currencies	1,25%	1,25%
DAE Interest	34,4%	22,9%

* This offer is valid for clients with salary conventions at Garanti Bank SA, who apply for a credit card after 15.12.2019 and only within the period when the Salary Convention is active.
** In the case of Garanti Bank SA ATM’s located in agencies, the Fee for using the ATM for cash is 0.
*** Minimum payable amount is formed of 3% of Utilised Credit Line and Due plus 100% interests and fees.
**** The Costs for Bonus Card Classic apply totally to WWF Bonus Card.

Calculation example

Contactless technology

Fast payments by simply tapping the card to a POS/device with contactless functionality without PIN code for transactions below 100 RON. The cumulative amount that can be spent from contactless transactions is 700 RON, once you surpass this threshold the PIN will be required.