Your bank. Your way.
100% digital.
Open your Garanti BBVA account in minutes — no branch visit, no paperwork.
Your benefits, at a glance

Fast onboarding
open your account in minutes

Secure
full digital ID verification

Mobile-first
manage everything from our
Garanti BBVA Mobile app

Banking made simple
Enjoy seamless digital banking from the moment you join.
- 100% online process
- No branch visit required
- Secure onboarding
- Full access to all digital tools
- Campaigns that suit your needs
Choose the package that suits you

Everyday Account
Your essential current account package– send, receive, pay bills and more.
- Current account in RON with 0 fees
- Debit card
- Garanti BBVA online and mobile
- SMS elerts with 0 costs

Rewards Package
Bonus Card with cashback, flexible payments, and exclusive partner deals.
- 0 issuing fee and home delivery
- Limit upwords of 100.000 lei depending on your income
- Up to 10% bonus when shopping
- Access to lounges and other benefits

Credit Access
Loans tailored to your needs — fast approval, no branch visit.
- Competitive intrestretes
- Credit line up to 250.000 Lei
- Garanti BBVA online and mobile
- SMS elerts with 0 costs
6 easy steps to become a fully digital customer

1. Get your ID and phone ready
This process requires validation of your ID card and a selfie to ensure that you are indeed the person requesting the product.
2. Fill in your personal details
To perform our due diligence we need to find few information about you, like contact data, what are your plans and other such information.


3. Do the video-identification
Garanti BBVA offers a wide range of products and services that you can enjoy form the confort of your house via Garanti BBVA mobile
4. Set up your account
Garanti BBVA offers a wide range of products and services that you can enjoy form the confort of your house via Garanti BBVA mobile


5. Sign electronicaly the documents
After you read the documents you can sign electronically the by entering the SMS one time password that you will get.

6. Welcome to Garanti BBVA!
Want to talk with someone first?

Leave your contact
Garanti BBVA offers a wide range of products and services that you can enjoy form the confort of your house via Garanti BBVA mobile
- Do you have any questions?
Frequently asked questions
How long does it take to open an online account?
Just a few minutes — follow the steps in the Garanti BBVA Mobile app.
Do I need to visit a branch?
No. Everything is done online, securely and remotely.