Overdraft

Unexpected expenses can occur anytime! Build a safety net to manage necessities and desires with the Overdraft.

  • Sometimes, the secret of being happy is to keep the balance between the money spent on things you like and the money spent on necessities. Be more flexible with the Garanti BBVA Overdraft! Get one just in case you need a safety net between bills going out, payments coming in and desires.
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Product features

  • You can get up to 3 salaries but not more than 3,000 EUR in Lei equivalent or up to 6 salaries but no more than 10,000 EUR in Lei equivalent, if your employer has signed a salary convention with Garanti BBVA
  • You have the possibility of refinancing overdraft limits from other banks
  • At the end of the month, the amount to be paid will consist only of the interest calculated for the used amount
  • If you’re not using the overdraft, no fees will be paid

See all the loans interests rates and commissions here.

Overdraft is easy to get

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