Bonus Card Platinum

Live for today with Bonus Card Platinum!

If you are impatient when it comes to desires, don’t feel bad about it. Admit it! You’re the kind of person who likes to live for today and wants to have everything now. And you are not the only one. We know it for sure. That’s why we created a special Bonus Card for you and people like you: Bonus Card Platinum, a card that helps you enjoy shopping whenever you want.

Up to 10% Bonus

in the Bonus Card Partners Network

3000⁺

of partnerships with stores

Bonus Card Platinum features:

Approved limit and currency: between 25,000 Lei and 100,000 Lei, up to 3 times the eligible income
Transfer your salary in your Garanti BBVA account, you have a preferential cost offer.
You can have different benefits from campaigns with Bonus Card
You get up to 10% Bonus from the value of merchant partners purchases. The value of 1 Bonus Point is 1 Leu
You get up to 0,1% discount on your shopping to any merchant
You can buy everything you need in free installments with 0% interest at merchant partners
You have over 3000 Bonus Card Platinum partners to use your Bonus
You get up to 50 days grace period for POS transactions if you pay back the whole amount before the grace period ends
You can also get up to 3 supplementary Bonus Platinum Card for which you can set the limit amount to be used
You have free access to Business Lounges starting from 01.05.2023:

Henri Coandă International Airport, Bucharest-Otopeni: Business Lounge Tarom (North) and Satellite Business Lounge
Vienna International Airport: Vienna Lounge and Sky Lounge
Traian Vuia Timisoara International Airport: Domestic Business Lounge (national/domestic flights) and Business Lounge International (international flights)
Sibiu International Airport: Business Lounge
Cluj Napoca „Avram Iancu” International Airport

With your Bonus Card PLATINUM card, you have unlimited access for the cardholder.

Eligible transaction: any payment made at a merchant (in physical locations and/or e-commerce) using a Bonus Card Gold or Platinum and properly settled within the last 30 days, with a maximum of 96 hours before the access request to the Premium Location, and which is not excluded by this Regulation. Both the transaction date and the settlement date must fall within the aforementioned 30-day interval, with a maximum of 96 hours before the access request to the Lounge. The program starts on January 1st, 2024, and ends on December 31st, 2024.
For more details about the program, click here.
International offers for Bonus Card Platinum, offered by Mastercard, can be found by accessing the website https://www.priceless.com/
Priority Pass: We provide you access to 1500 VIP lounges in airports worldwide, with the cost of entry to VIP lounges being 32 USD starting from January 1st, 2024.

See the complete list here.

Free insurance for traveling abroad
Click here for more details on foreign travel insurance attached to Bonus Card Platinum.

Free insurance for online shopping

Wherever you are, you can benefit of card replacement or cash advance in case your card has been lost or stolen.
You have optional SMS alert for all purchases performed with your Bonus Card.
Bonus Card offers you extra-secure online shopping, by providing you with an extra-security filter: 3D Secure. This allows you to confirm all online payments, by using a security code which you will receive on your phone.

You get a free Travel Health Insurance that covers emergency health problems that may occur during your travels abroad (see details here)
You can benefit of a Payment Protection Insurance for only 0.168% applied to the total current and future debts from your last Bonus Card statement. And you will pay it automatically from your Bonus Card available limit (see details here)

Garanti Bank S.A. is taking part in the Bank Deposit Guarantee Fund (FGDB).
The funds deposited in current accounts, savings accounts or time deposits opened by customers with Garanti BBVA are protected through the guarantee scheme administered by the Bank Deposit Guarantee Fund, up to 100,000 EUR, RON equivalent, as specified in the conditions from Information Form for Depositors and in the List of Deposits Exempted from Compensation, which you can read here.

Clear and transparent costs

Calculation example

Clear and transparent costs

	Bonus Card Platinum	Bonus Card for clients with salary conventions at Garanti BBVA *
Annual administration fee for main card (RON)	360 (free in the first year)	50% discount from the annual fee
Annual administration fee for supplementary card (RON)	180	50% discount from the annual fee
Fee for card issue / renewal	0	0
Reissuance fee at client’s request (RON)	300 (free for the first reissue)	15 (free for the first reissue)
Fee for using the ATM for cash **	1%+5 RON	1%+5 RON
Fee for checking the balance at the bank’s ATM	0	0
Fee for checking the balance at a different bank’s ATM (RON)	1	1
Fee for unauthorized overtaking	0%	0%
Minimum payable amount ***	3%	3%
Credit card interest rate	27,6%	19,2%
Interest rate for cash withdrawal	27,6%	19,2%
Penalty interest rate	30,6%	22,2%
Grace period	Up to 50 days	Up to 50 days
Bonus at non partner merchants	0,1%	0,1%
Bonus at partner merchants	Up to 10%	Up to 10%
Margin of adjustment for exchange rate of transactions in other currencies	1,25%	1,25%
DAE Interest	33,2%	22,9%

* This offer is valid for clients with salary conventions at Garanti Bank SA, who apply for a credit card after 15.12.2019 and only within the period when the Salary Convention is active.
** In the case of Garanti Bank SA ATM’s located in agencies, the Fee for using the ATM for cash is 0.
*** Minimum payable amount is formed of 3% of Utilised Credit Line and Due plus 100% interests and fees.

Calculation example

Contactless technology

Fast payments by simply tapping the card to a POS/device with contactless functionality without PIN code for transactions below 100 RON. The cumulative amount that can be spent from contactless transactions is 700 RON, once you surpass this threshold the PIN will be required.