Bonus Card Platinum
Live for today with Bonus Card Platinum!
If you are impatient when it comes to desires, don’t feel bad about it. Admit it! You’re the kind of person who likes to live for today and wants to have everything now. And you are not the only one. We know it for sure. That’s why we created a special Bonus Card for you and people like you: Bonus Card Platinum, a card that helps you enjoy shopping whenever you want.
Up to 10% Bonus
in the Bonus Card Partners Network
3000+
of partnerships with stores
- Benefits
Bonus Card Platinum features:
0 annual fee for the first year for main card and 360 Lei starting second year
180 Lei annual fee for supplementary card
Up to 12 installments without interest at partner stores or even more during special campaigns
0 commission for balance inquiry at any Garanti BBVA ATM
You can have different benefits from campaigns with Bonus Card
Starting April 25, 2024, we inform you that the percentage of bonus points offered to acquiring merchants (non-partners) will be 0.1% of the value of transactions made at POS (physical and e-commerce).
What you need to know about Bonus Card Platinum
- Approved limit and currency: between 25,000 Lei and 100,000 Lei, up to 3 times the eligible income
- Transfer your salary in your Garanti BBVA account, you have a preferential cost offer.
- You can have different benefits from campaigns with Bonus Card
- You get up to 10% Bonus from the value of merchant partners purchases. The value of 1 Bonus Point is 1 Leu
- You get up to 0,1% discount on your shopping to any merchant
- You can buy everything you need in free installments with 0% interest at merchant partners
- You have over 3000 Bonus Card Platinum partners to use your Bonus
- You get up to 50 days grace period for POS transactions if you pay back the whole amount before the grace period ends
- You can also get up to 3 supplementary Bonus Platinum Card for which you can set the limit amount to be used
- Good news, starting from 01.02.2025, you have new benefits for access to airport lounges with your Gold/Platinum card, because the Mastercard program has been modified, as follows:
- 4 free entries (2 entries, cumulatively, in any of the Premium Locations in Romania and a maximum of 2 entries in Vienna) with the Gold card, until 30.06.2025
- you have unlimited entries with the Platinum card until 30.06.2025 in the following airports:
- Henri Coandă International Airport, Bucharest-Otopeni
- Traian Vuia Timisoara International Airport
- Avram Iancu International Airport - Cluj-Napoca
- Sibiu International Airport
- International Airport (Vienna Lounge and SKY Lounge) - Austria
Details about the Mastercard program here.
Take advantage of these benefits and turn your wait at the airport into a pleasant and relaxing experience!
- International offers for Bonus Card Platinum, offered by Mastercard, can be found by accessing the website https://www.priceless.com/
-
Priority Pass: We provide you access to 1500 VIP lounges in airports worldwide, with the cost of entry to VIP lounges being 32 USD starting from January 1st, 2024.
See the complete list here.
Free insurance for traveling abroad
Click here for more details on foreign travel insurance attached to Bonus Card Platinum.
Free insurance for online shopping
Safe shopping
- Wherever you are, you can benefit of card replacement or cash advance in case your card has been lost or stolen.
- You have optional SMS alert for all purchases performed with your Bonus Card.
- Bonus Card offers you extra-secure online shopping, by providing you with an extra-security filter: 3D Secure. This allows you to confirm all online payments, by using a security code which you will receive on your phone.
Insurance
- You get a free Travel Health Insurance that covers emergency health problems that may occur during your travels abroad (see details here)
- You can benefit of a Payment Protection Insurance for only 0.168% applied to the total current and future debts from your last Bonus Card statement. And you will pay it automatically from your Bonus Card available limit (see details here)
MasterCard premium benefits
- You will benefit of discounts in 230 partner locations in Romania
- You will have Priority Pass: access in over 1500 VIP lounges from all over the world
How to apply
Bonus Card
Welcome to the world of Bonus Card. Let's meet
Online
You can easily apply for this product through an online form
In agencies
You can come to any of the Garanti BBVA agencies
Garanti Bank S.A. is taking part in the Bank Deposit Guarantee Fund (FGDB).
The funds deposited in current accounts, savings accounts or time deposits opened by customers with Garanti BBVA are protected through the guarantee scheme administered by the Bank Deposit Guarantee Fund, up to 100,000 EUR, RON equivalent, as specified in the conditions from Information Form for Depositors and in the List of Deposits Exempted from Compensation, which you can read here.
| Bonus Card Platinum | Bonus Card for clients with salary conventions at Garanti BBVA * |
|
|---|---|---|
| Annual administration fee for main card (RON) | 360 (free in the first year) | 50% discount from the annual fee |
| Annual administration fee for supplementary card (RON) | 180 | 50% discount from the annual fee |
| Fee for card issue / renewal | 0 | 0 |
| Reissuance fee at client’s request (RON) | 300 (free for the first reissue) | 15 (free for the first reissue) |
| Fee for using the ATM for cash ** | 1%+5 RON | 1%+5 RON |
| Fee for checking the balance at the bank’s ATM | 0 | 0 |
| Fee for checking the balance at a different bank’s ATM (RON) | 1 | 1 |
| Fee for unauthorized overtaking | 0% | 0% |
| Minimum payable amount *** | 3% | 3% |
| Credit card interest rate | 27,6% | 19,2% |
| Interest rate for cash withdrawal | 27,6% | 19,2% |
| Penalty interest rate | 30,6% | 22,2% |
| Grace period | Up to 50 days | Up to 50 days |
| Bonus at non partner merchants | 0,1% | 0,1% |
| Bonus at partner merchants | Up to 10% | Up to 10% |
| Margin of adjustment for exchange rate of transactions in other currencies | 1,25% | 1,25% |
| DAE Interest | 33,2% | 22,9% |
* This offer is valid for clients with salary conventions at Garanti Bank SA, who apply for a credit card after 15.12.2019 and only within the period when the Salary Convention is active.
** In the case of Garanti Bank SA ATM’s located in agencies, the Fee for using the ATM for cash is 0.
*** Minimum payable amount is formed of 3% of Utilised Credit Line and Due plus 100% interests and fees.
Annual Effective Interest Rate is of 33,2% for a Bonus Card Platinum with a limit of 100.000 RON, used immediately and reimbursed in 12 monthly equal installments. The interest rate is fixed: 27.6%/ year; Monthly installment: 9.631 RON; Total Payable Value: 116.307,5 RON; Annual card administration Fee: 360 RON; Using ATM for cash commission: 1% from used limit + 5 RON.
Full list of taxes and fees:
Download the list of fees Print the list of fees
With Garanti BBVA, you are always up to date with what’s new and even receive advice for managing your expenses
- Subscribe to our newsletter in order to receive periodic news and advice for a better management of your card expenses.
- We’ve prepared a complete list of suggestions with all you need to know in order to enjoy your Bonus Card correctly.
- If you have any questions about the management of your expenses and you haven’t found the answer here, you can contact a consultant by using the Customer Communication Center number (+40 21 200 94 94) or contact us online by filling this form.
*Starting with the second issue, a 300 lei fee will be charged.
Contactless technology
Fast payments by simply tapping the card to a POS/device with contactless functionality without PIN code for transactions below 100 RON. The cumulative amount that can be spent from contactless transactions is 700 RON, once you surpass this threshold the PIN will be required.
Bonus Card Platinum is easy to get
- Identity card
Documents attesting the income from salaries, rents, service provision, freelance activities, dividends, pensions, etc.(more details at Garanti BBVA agencies);
- If your salary is reported to ANAF we only need your approval to check ANAF database, no income statement required in this case;
- If your salary is not reported to ANAF the following documents are required:
*During file analysis the bank may request supplementary documents
Find your nearest Garanti BBVA agency.
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