Comissions and interest rates for individuals’ deposits
Interest rates for all types of deposits
Find out all about costs
- 0 fee for opening the deposit
- 0 fee for managing the deposit
Version 145 / 10.02.2025
Interests - Term deposit
1. Individuals and Authorized Natural Persons
Currency | Channel / Term | 1 month | 3 months | 6 months | 12 months | 15 months |
---|---|---|---|---|---|---|
RON | Agency | 4,10% | 4,25% | 4,40% | 4,50% | 4,50% |
Internet / Mobile banking < 250.000 RON | 4,10% | 4,25% | 4,40% | 4,50% | 4,50% | |
Internet / Mobile banking >= 250.000 RON | 4,60% | 4.75% | 4.90% | 5.00% | 5.00% |
Currency | Channel / Term | 1 month | 3 months | 6 months | 12 months |
---|---|---|---|---|---|
EUR | Agency | 1,20% | 1,30% | 1,40% | 1,60% |
Internet / Mobile banking < 50.000 EUR | 1,20% | 1,30% | 1,40% | 1,60% | |
Internet / Mobile banking >= 50.000 EUR | 1,45% | 1,55% | 1,65% | 1,85% |
Currency | Channel / Term | 1 month | 3 months | 6 months | 12 months |
---|---|---|---|---|---|
USD | Agency | 1,50% | 1,75% | 2,00% | 2,50% |
Internet / Mobile banking < 50.000 USD | 1,50% | 1,75% | 2,00% | 2,50% | |
Internet / Mobile banking >= 50.000 USD | 1,75% | 2,00% | 2,25% | 2,75% |
Time deposits in other currency - Agency or Internet / Mobile Banking | ||||
---|---|---|---|---|
Channel / Term | 1 month | 3 months | 6 months | 12 months |
GBP | 0,20% | 0,40% | 0,60% | 0,70% |
CHF | 0,01% | 0,01% | 0,01% | 0,01% |
JPY* | 0,01% | 0,01% | 0,01% | 0,01% |
CAD | 0,15% | 0,30% | 0,60% | 0,70% |
TRY | 30.0% | 30.0% | 25.0% | 25.0% |
HUF* | 1,00% | 1,25% | 1,50% | 2,00% |
NOK | 0,20% | 0,30% | 0,60% | 0,70% |
SEK | 0,01% | 0,01% | 0,01% | 0,01% |
PLN | 1,25% | 1,85% | 2,25% | 2,75% |
2. Legal Entities – Small/Medium Companies and Corporate –Agency
Time deposits in other currency - Agency or Internet / Mobile Banking | ||||
---|---|---|---|---|
Currency / Term | 1 month | 3 months | 6 months | 12 months |
RON | 4,50% | 5,00% | 5,25% | 5,50% |
EUR | 1,20% | 1,35% | 1,50% | 1,75% |
USD | 1,50% | 1,75% | 2,00% | 2,50% |
GBP | 0,15% | 0,35% | 0,50% | 0,60% |
CHF | 0,01% | 0,01% | 0,01% | 0,01% |
JPY* | 0,01% | 0,01% | 0,01% | 0,01% |
CAD | 0,10% | 0,20% | 0,50% | 0,60% |
TRY | 6,00% | 5,65% | 5,75% | 5.75% |
HUF* | 0,75% | 1,00% | 1,25% | 1,50% |
NOK | 0,10% | 0,20% | 0,50% | 0,60% |
SEK | 0,01% | 0,01% | 0,01% | 0,01% |
PLN | 1,00% | 1,50% | 1,75% | 2,25% |
- The minimum amount for opening a time deposit: 200 RON/ EUR/ USD/ GBP/ CHF/ CAD/ TRY/ NOK/ SEK/ PLN.
- *The minimum amount for opening a time deposit: 200.000 JPY/ HUF.
- Deposits established at Garanti BBVA are guaranteed by law by the Deposit Guarantee Fund in the Romanian Banking System, within the ceiling of 100,000 euros, in lei equivalent. The exceptions established by law can be found in the list of non-guaranteed deposits.
Interests - ECONOMUS saving account
1. Individuals and Authorized Natural Persons
Currency | Limit amount for opening the account | The limit amount for the scheduled payment order | Interest Rate |
---|---|---|---|
RON | N/A | Between 50 - 10.000 RON | 3,00% |
EUR | N/A | Between 10 - 2.500 EUR | 1,00% |
2. Legal Entities – Small/Medium Companies and Corporate –Agency
Currency | Limit amount for opening the account | The limit amount for the scheduled payment order | Interest Rate |
---|---|---|---|
RON | N/A | Between 100 - 10.000 RON | 3,00% |
EUR | N/A | Between 25 - 2.500 EUR | 1,00% |
Interests - CASH Colateral Deposits
Individuals and Authorized Natural Persons /Small/Medium Companies and Corporate
Currency | Limit amount for opening the account | Term | Intrest rate |
---|---|---|---|
RON | NA | Between 1 day and 12 months | 0,01% |
EUR | NA | Between 1 day and 12 months | 0,01% |
USD | NA | Between 1 day and 12 months | 0,01% |
Savings products withdrawn from the bank’s offer
1. SAVINGS ACCOUNTS with the minimum blocked amount (Individuals) – open until 01.04.2014
The minimum amount | Index | Index value | Calculation formula | Interest |
---|---|---|---|---|
500 RON | ROBOR 6 luni | 6.00% | Indice – 1,25% | 4.75% |
2.000 RON | ROBOR 6 luni | 6.00% | Indice – 0,75% | 5.25% |
500 EUR | EURIBOR 6 luni | 2.593% | Indice + 0,35% | 2.943% |
2.000 EUR | EURIBOR 6 luni | 2.593% | Indice + 0,60% | 3.193% |
* ROBOR 6 months si EURIBOR 6 months are updated every February 1 and August 1.
2. SAVINGS ACCOUNTS with the minimum blocked amount (Individuals Minors) – open until 01.04.2014
The minimum amount | Index | Index Value | Formula Calculation | Interest |
---|---|---|---|---|
500 RON | ROBOR 6 luni | 6.00% | Indice – 0,75% | 5,25% |
500 EUR | EURIBOR 6 luni | 2.593% | Indice + 0,60% | 3.193% |
- * ROBOR 6 months si EURIBOR 6 months are updated every February 1 and August 1.
3. ECONOMUS savings accounts (Individuals and Authorized natural Persons) – open until 19.10.2022
Currency | Limit amount for opening the account | The limit amount for the scheduled payment order | Interest |
---|---|---|---|
RON | N/A | Between 50 - 10.000 RON | 0,65% |
EUR | N/A | Between 10 - 2.500 EUR | 0,05% |
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