Comissions and interest rates for individuals’ deposits

Interest rates for all types of deposits

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  • 0 fee for opening the deposit
  • 0 fee for managing the deposit
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Term deposit

Fixed-rate term interest

Established in the agency
Currency/period 1 month 3 months 6 months 12 months 15 months
RON 4,25% 4,40% 4,60% 4,75% 4,75%
EUR 1,20% 1,40% 1,60% 1,80% -
USD 1,60% 2,00% 2,30% 2,80% -
Currency/period Established by Internet Banking/ Mobile Banking
RON 1 month 3 months 6 months 12 months 15 months
< 250.000 4,25% 4,40% 4,60% 4,75% 4,75%
=> 250.000 4,75% 4,90% 5,10% 5,25% 5,25%
Currency/period Established by Internet Banking/ Mobile Banking
EUR 1 month 3 months 6 months 12 months
< 50.000 1,20% 1,40% 1,60% 1,80%
=> 50.000 1,45% 1,65% 1,85% 2,05%
Established by Internet Banking/ Mobile Banking
USD 1 month 3 months 6 months 12 months
< 50.000 1,60% 2,00% 2,30% 2,80%
=> 50.000 1,85% 2,25% 2,55% 3,05%
Established by Internet Banking/ Mobile Banking
EUR 1 month 3 months 6 months 12 months
< 50.000 1,25% 1,50% 1,75% 2,00%
=> 50.000 1,50% 1,75% 2,00% 2,25%
Established in the Agency/Internet Banking/ Mobile Banking
Currency/period 1 month 3 months 6 months 12 months
GBP 0,20% 0,40% 0,60% 0,70%
CHF 0,01% 0,01% 0,01% 0,01%
JPY* 0,01% 0,01% 0,01% 0,01%
CAD 0,15% 0,30% 0,60% 0,70%
TRY 6,00% 6,15% 6,25% 6.25%
HUF* 1,00% 1,25% 1,50% 2,00%
NOK 0,20% 0,30% 0,60% 0,70%
SEK 0,01% 0,01% 0,01% 0,01%
PLN 1,25% 1,85% 2,25% 2,75%

COLLATERAL CASH DEPOSIT INTEREST

Currency Limit amount for opening the account Term Intrest rate
RON NA Between 1 day and 12 months 0,01%
EUR NA Between 1 day and 12 months 0,01%
USD NABetween 1 day and 12 months 0,01%

ECONOMUS INTEREST (Individuals and PFA) – SAVINGS ACCOUNT WITHOUT A SAVINGS PLAN

Currency Amount limit for
oppening an account		 Amount limit for
the scheduled payment order 		Interest rate
RON Does not exist Between 50 - 10.000 RON 3,00%
EUR Does not exist Between 10 - 2.500 EUR 1,00%

6-month ROBOR and 6-month EURIBOR are updated every 1 February and 1 August.

DEPOSIT INTEREST (Individuals and PFA) – ACCOUNTS OPENED UP TO AND INCLUDING 23.06.2022

Established by Internet Banking/ Mobile Banking
Currency/period 1 month 3 months 6 months 12 months
RUB** 4,00% 4,50% 5,00% 5,50%

**Minimum amount for opening a deposit: 20,000 RUB.

Interest rates on Savings accounts

INTEREST RATES ON SAVINGS ACCOUNTS (Individuals and PFA) – WITH MINIMUM AMOUNT LOCKED, accounts open until 04.01.2014

Minimum amount Index Index value Calculation Formula Interest value
500 RON ROBOR 6 months 5,85% Index – 1,25% 4.60%
2.000 RON ROBOR 6 months 5,85% Index – 0,75% 5.10%
500 EUR EURIBOR 6 months 3.585% Index + 0,35% 3.935%
2.000 EUR EURIBOR 6 months 3.585% Index + 0,60% 4.185%

INTEREST RATES ON SAVINGS ACCOUNTS (Individuals under age) – WITH MINIMUM AMOUNT LOCKED, accounts open until 04.01.2014

Minimum amount Index Index value Calculation formula Interest value
500 RON ROBOR 6 months 5,85% Index – 0,75% 5,10%
500 EUR EURIBOR 6 months 3,585% Index + 0,60% 4,185%

6-month ROBOR and 6-month EURIBOR are updated every 1 February and 1 August.

ECONOMUS INTEREST (Individuals and PFA) – SAVINGS ACCOUNT WITHOUT A SAVINGS PLAN – set up until 19.10.2022

Currency Amount limit for
oppening an account		 Amount limit for
the scheduled payment order 		Interest rate
RON Does not exist Between 50 - 10.000 RON 0,65%
EUR Does not exist Between 10 - 2.500 EUR 0,05%

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