Comissions and interest rates for individuals’ deposits
Interest rates for all types of deposits
Find out all about costs
- 0 fee for opening the deposit
- 0 fee for managing the deposit
Term deposit
Established in the agency | |||||
---|---|---|---|---|---|
Currency/period | 1 month | 3 months | 6 months | 12 months | 15 months |
RON | 4,50% | 4,75% | 5,00% | 5,00% | 5,00% |
EUR | 1,25% | 1,50% | 1,75% | 2,00% | - |
USD | 1,75% | 2,25% | 2,50% | 3,00% | - |
Currency/period | Established by Internet Banking/ Mobile Banking | ||||
---|---|---|---|---|---|
RON | 1 month | 3 months | 6 months | 12 months | 15 months |
< 250.000 | 4,50% | 4,75% | 5,00% | 5,00% | 5,00% |
=> 250.000 | 5,00% | 5,25% | 5,50% | 5,50% | 5,50% |
Currency/period | Established by Internet Banking/ Mobile Banking | ||||
---|---|---|---|---|---|
EUR | 1 month | 3 months | 6 months | 12 months | 15 months |
< 50.000 | 1,25% | 1,50% | 1,75% | 2,00% | - |
=> 50.000 | 1,50% | 1,75% | 2,00% | 2,25% | - |
Established by Internet Banking/ Mobile Banking | |||||
---|---|---|---|---|---|
Currency/period | 1 month | 3 months | 6 months | 12 months | |
USD | 1,75% | 2,25% | 2,50% | 3,00% |
Established by Internet Banking/ Mobile Banking | |||||
---|---|---|---|---|---|
USD | 1 month | 3 months | 6 months | 12 months | 15 months |
< 50.000 | 1,75% | 2,25% | 2,50% | 3,00% | - |
=> 50.000 | 2,00% | 2,50% | 2,75% | 3,25% | - |
Established by Internet Banking/ Mobile Banking | |||||
---|---|---|---|---|---|
EUR | 1 month | 3 months | 6 months | 12 months | |
< 50.000 | 1,25% | 1,50% | 1,75% | 2,00% | |
=> 50.000 | 1,50% | 1,75% | 2,00% | 2,25% |
Established in the Agency/Internet Banking/ Mobile Banking | ||||
---|---|---|---|---|
Currency/period | 1 month | 3 months | 6 months | 12 months |
GBP | 0,20% | 0,40% | 0,60% | 0,70% |
CHF | 0,01% | 0,01% | 0,01% | 0,01% |
JPY* | 0,01% | 0,01% | 0,01% | 0,01% |
CAD | 0,15% | 0,30% | 0,60% | 0,70% |
TRY | 6,00% | 6,15% | 6,25% | 6.25% |
HUF* | 1,00% | 1,25% | 1,50% | 2,00% |
NOK | 0,20% | 0,30% | 0,60% | 0,70% |
SEK | 0,01% | 0,01% | 0,01% | 0,01% |
PLN | 1,25% | 1,85% | 2,25% | 2,75% |
Period | 3 months | 6 months | 12 months |
---|---|---|---|
Interest value | 5.40% | 5.50% | 5.63% |
The reference index will be updated every month on the 1st of each month in line with the ROBOR.
Minimum amount for opening a deposit: 200 RON/ EUR/ USD/ GBP/ CHF/ CAD/ TRY/ NOK/ SEK/ PLN.
* Minimum amount for opening a deposit: 200,000 JPY/ HUF.
Deposits made with Garanti BBVA are guaranteed by law by the Deposit Guarantee Fund in the Romanian Banking System, up to a limit of 100,000 euros in RON equivalent.
The exceptions established by law are found in the list of unsecured deposits.
Bonus Economus and Economus deposit
BONUS ECONOMUS INTEREST (Individuals and PFA) – SAVINGS ACCOUNT WITH 6-MONTH SAVINGS PLAN AND INTEREST BONUS
Currency | Amount limit for oppening an account |
Amount limit for the scheduled payment order |
Interest rate | Bonus interest rate |
---|---|---|---|---|
RON | Between 0 - 5.000 RON | Between 50 - 4.000 RON | 5,00% | 1,50% |
EUR | Between 0 - 1.200 EUR | Between 10 - 1.000 EUR | 0,25% | 0,25% |
ECONOMUS INTEREST (Individuals and PFA) – SAVINGS ACCOUNT WITHOUT A SAVINGS PLAN
Currency | Amount limit for oppening an account |
Amount limit for the scheduled payment order |
Interest rate |
---|---|---|---|
RON | Does not exist | Between 50 - 10.000 RON | 5,00% |
EUR | Does not exist | Between 10 - 2.500 EUR | 0,25% |
DEPOSIT INTEREST (Individuals and PFA) – ACCOUNTS OPENED UP TO AND INCLUDING 23.06.2022
Established by Internet Banking/ Mobile Banking | |||||
---|---|---|---|---|---|
Currency/period | 1 month | 3 months | 6 months | 12 months | |
RUB** | 4,00% | 4,50% | 5,00% | 5,50% |
**Minimum amount for opening a deposit: 20,000 RUB.
Interest rates on Savings accounts
INTEREST RATES ON SAVINGS ACCOUNTS (Individuals and PFA) – WITH MINIMUM AMOUNT LOCKED, accounts open until 04.01.2014
Minimum amount | Index | Index value | Calculation Formula | Interest value |
---|---|---|---|---|
500 RON | ROBOR 6 months | 6,51% | Index – 1,25% | 5.26% |
2.000 RON | ROBOR 6 months | 6,51% | Index – 0,75% | 5.76% |
500 EUR | EURIBOR 6 months | 3.958% | Index + 0,35% | 4.3080% |
2.000 EUR | EURIBOR 6 months | 3.958% | Index + 0,60% | 4.5580% |
6-month ROBOR and 6-month EURIBOR are updated every 1 February and 1 August.
INTEREST RATES ON SAVINGS ACCOUNTS (Individuals under age) – WITH MINIMUM AMOUNT LOCKED, accounts open until 04.01.2014
Minimum amount | Index | Index value | Calculation formula | Interest value |
---|---|---|---|---|
500 RON | ROBOR 6 months | 6,51% | Index – 0,75% | 5,76% |
500 EUR | EURIBOR 6 months | 3,958% | Index + 0,60% | 4,5580% |
6-month ROBOR and 6-month EURIBOR are updated every 1 February and 1 August.
Bonus Economus and Economus deposit
BONUS ECONOMUS INTEREST (Individuals and PFA) – SAVINGS ACCOUNT WITH 6-MONTH SAVINGS PLAN AND INTEREST BONUS – set up until 19.10.2022
Currency | Amount limit for oppening an account |
Amount limit for the scheduled payment order |
Interest rate | Bonus interest rate |
---|---|---|---|---|
RON | Between 0 - 5.000 RON | Between 50 - 4.000 RON | 0,65% | 1,20% |
EUR | Between 0 - 1.200 EUR | Between 10 - 1.000 EUR | 0,05% | 0,25% |
ECONOMUS INTEREST (Individuals and PFA) – SAVINGS ACCOUNT WITHOUT A SAVINGS PLAN – set up until 19.10.2022
Currency | Amount limit for oppening an account |
Amount limit for the scheduled payment order |
Interest rate |
---|---|---|---|
RON | Does not exist | Between 50 - 10.000 RON | 0,65% |
EUR | Does not exist | Between 10 - 2.500 EUR | 0,05% |
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