Garanti BBVA Online
Menu

DIGITAL RON Package

I. Offer Period

The Offer is effective from April 1, 2025 until September 30, 2025, comprising the provision of a service Package under the conditions outlined in Section III.

II. Eligibility Conditions:

  • This Offer targets SMEs and individual entrepreneurs with a turnover, as reported in their most recently submitted financial statement, not exceeding 25 million RON. Eligible applicants must not be current Bank clients at the time of the Offer launch and must fulfill all the Bank’s criteria for opening a current account and/or accessing specified products and services;
  • The Bank retains the right to deny any request for opening a current account or accessing products/services, especially in cases where the Client fails to provide all required information, declarations, or documentation needed for identifying the Client, real beneficiary, controlling parties, the nature of transactions, or any other details required by applicable national and international legislation or due to prudent banking practices.

III. Price and Package Structure:

The Package cost is 119 RON per month.

The following products and services are included in the Package:

  • One RON current account;
  • Administration fee for one RON current account;
  • Issuance of one business debit card;
  • Maintenance of one business debit card;
  • Internet and Mobile Banking services can be activated for an unlimited number of users;
  • Monthly Administration Fee for Internet and Mobile Banking services;
  • Intrabank RON payments via Internet and Mobile Banking;
  • Interbank RON* payments via Internet and Mobile Banking.

*BNR and Transfond fees are included.

*Fees incurred from corresponding banks and transactions conducted on an urgent basis are excluded.

Additionally, the Client will benefit of the following products and services at no extra cost:

  • Intra and interbank cash-in for RON and EUR;
  • Competitive FX rate;
  • RON deposits at ATMs within the GarantiBBVA network.

IV. Offer Mechanism:

  • The Client can activate the Package by signing the Offer during the campaign period. The Package becomes active within a maximum of 7 business days from the moment the RON current account is opened;
  • Selecting this Package does not imply automatically activation of all products/services included in the Package;
  • The Price of the Package remains fixed for one year from its activation and it is automatically renewed annually, contingent on meeting eligibility conditions and timely payment unless either party chooses to terminate the agreement.

V. Other Conditions:

  • The Package Fee is charged monthly on the first business day, covering the current month, via automatic debit from the Client’s RON current account;
  • Any additional products, services or banking transactions not covered by the Package will incur fees as stipulated in the Bank’s List of Fees and Commissions applicable on the date of the transaction or service/product activation;
  • The Bank reserves the right to unilaterally adjust the Package price or contents during the Offer’s validity, with prior notification sent to the Client’s registred email address with at least 15 days before the changes take effect.

VI. End of the Package Agreement:

The Package will terminate under the following circumstances:

  • The Client exceeds the established turnover limit;
  • The Package Fee remains unpaid for three consecutive months, in which case the Bank’s standard fees and commissions will apply to all utilized products and services;
  • The Client’s current account is closed during the Package’s validity period;
  • Either party chooses to terminate the Package agreement.

Servicii și produse Garanti BBVA

Bonus Card

Bonus Card Classic

Bonus Card Gold

Bonus Card Platinum

WWF Bonus Card

AVON Card

  • Linkuri utile
  • Securitate
  • Digital
Devino client

Costs and fees

Instalment value:

Period:

Monthly commission:

Commission analysis:

Evaluation commission:

Interest rate:

Total payment amount:

Effective annual interest rate:

Exchange rate information

All of the domestic and international market tables and graphs appearing on the www.garantibbva.ro website have been obtained from outside parties that provide services on such matters and have been prepared for the purpose of providing information in a general sense without any benefit being derived from them by Garanti BBVA. The validity of the tables or graphics appearing on our website is in no way guaranteed by Garanti BBVA and this information is not being provided for the purpose of securing any particular gain.

For this reason, Garanti BBVA cannot be held responsible for any direct or indirect material or moral losses or expenses that may arise on account of errors or deficiencies in the information contained in these tables and graphs or on account of transactions based on this information, or on account of any losses or expenses that outside parties may occur in any way whatsoever.

The communications/messages in electronic format do not include the essential elements to conclude a valid contract; do not represent an offer to conclude a contract or a binding intention for granting a financing facility, another product or for providing a service. The recipient’s acceptance of the terms and conditions available in electronic mail shall not be considered as a valid conclusion of a contract.

For the valid conclusion of a contract it is necessary to determine all essential elements by the competent approval authority of the bank and the written form of the contract signed by the parties involved.