Refinance your credit card, overdraft, or personal loan with Bonus Card

Availability: January 01st, 2023 – January 31st, 2025

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When it comes to your money, being thoughtful and careful about how you spend it is a true art. With these things in mind, we come up with solutions to help you! 

That’s why we offer you the possibility to refinance any credit product from another bank, up to 20,000 lei*. All you have to do is apply for the Bonus Card and you will benefit from an advantageous refinancing plan with up to 36 interest-free installments**.

** Customers eligible for refinancing are only customers who do not have a Bonus Card from Garanti BBVA or if they have owned a Bonus Card it was closed at least 36 months ago from the date of requesting the new card

**For the full payment of the current debt.

Enjoy all Bonus Card advantages from partners.