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Bonus Card Campaigns

Special Bonus Card Campaigns

Monday with the BonusCard at the Supermarket

Shopping without borders with Bonus Card

Pay for trips abroad with Bonus card and access to interest-free installments

Benefits everywhere with Bonus Card

Whether you need to pay school fees or plane tickets, the world of Bonus Card offers you numerous campaigns from partners.

Refinance your credit card, overdraft, or personal loan with Bonus Card

Refinance any loan product obtained from another bank until December31st, 2025. You can benefit from up to 36 interest-free installments.

Special Campaigns with our Partner

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Ongoing Bonus Card Campaigns

Discover the variety of Bonus Card brands and physical partners. Use the Bonus accumulated in the partner network.

Disclaimer 

* Please, before purchasing, check the information on the eMAG Sites. Payment through EASYBOX  does not benefit from free installments.

** The free installments are NOT available on the Market Place (on Vivre site). 

 *** The payments made through BRINGO are not posted into installments! 

Generic Bonus Card campaigns

Campaign name Campaign details Date of start Date of end
ALTEX + MEDIA GALAXY 4 interest free instalments for purchases over 200 RON 01/01/2023 31/10/2024
VODAFONE 12 free instalments for purchases between 400-799.99 RON
24 free instalments for purchases over 800 RON 		12/10/2018 31/10/2024
OTTER 3 free instalments for purchases between 300 - 599.99 RON
6 free instalments for purchases over 600 RON 		20/10/2023 31/10/2024
TOP SHOP 3 free instalments for purchases between 250 - 499.99 RON
6 free instalments for purchases over 500 RON 		01/11/2023 01/11/2024
CARREFOUR* 3 free instalments for purchases between 200 - 499.99 RON
6 free instalments for purchases between 500 - 899.99 RON
9 free instalments for purchases over 900 RON 		01/10/2023 30/09/2024
CARREFOUR* 18 free instalments for purchases over 1000 RON 06/12/2023 09/01/2024

* VODAFONE campaign is applied automatically depending (just in store) on the transaction value, as follows:

–  12 free installments for purchases between 400-799 RON

–  24 free installments for purchases over 800 RON
Campaign description Date of start Date of end
INTERNATIONAL Shoppings – for purchases made outside Romania , you can benefit of 3,6 or 12 installments ***** 15/01/2023 31/01/2024
NATIONAL Shoppings – for purchases made in Romania , you can benefit of 3,6 or 12 installments ***** , for the following categories of stores:

1. Jewelery and watches stores
2. Payment of insurance and any kind of payment at notary
3. Amusement parks, purchases of concert tickets, tickets to zoos,
dolphinariums
4. Payment of sports/gym memberships
5. Beauty salons
6. Hospitals, medical analysis laboratories, dental clinics
7. Payment of school fees, payment of fees for additional studies such as: foreign language courses, management courses, faculty fees, master, MBA
8. Veterinary clinics
9. Service auto
10. Auto parts
11. Heating installations.
12. Tax payments
13. Airlines

 15/01/2023 31/01/2024

Disclaimer: 

***** All transactions are automatically split in installments without interest in 3, 6 or 12 installments, if the MCC of the merchants is the same with the ones from campaigns and related with the amount spend, without client’s request, as follows 

 For the Classic Bonus Card (including WWF):

–  3 installments for amounts spend between minimum 250.00 lei and maximum 1000.00 lei; 

– 6 installments for amounts spend between minimum 1000.01 lei and maximum 2000.00 lei;      

– 12 installments for amounts spend higher than 2000.01 lei.

For Bonus Card Gold and Platinum Card:

–  3 installments for amounts spend, between minimum 550.00 lei and maximum 2000.00 lei;           – 6 installments for amounts spend minimum 2000.01 lei and 4000.00 lei;          

– 12 installments for amounts spend higher than 4000.01 lei. 

Offer available, for all purchases on non Garanti BBVA POS-es (POS-es from other banks), made with Bonus Card Classic, Gold or Platinum, in stores or online.

 1. Until 15.09.2023 we have actively processed the interest free installments in the shops of the TOP SHOP store.

Interest free installments will be automatically split, depending on the transaction value (only in stores) as it follows:

– 3 interest free installments for purchases of at least 50 RON 

– 6 interest free installments for purchases of at least 500 RON

2. Until 30.09.2023 we have actively processed the interest free installments in CARREFOUR hypermarkets (so the supermarkets are not included – the smaller convenience stores, called Carrefour Market).

Interest free installments will be automatically split, depending on the transaction value (only in stores) as it follows:

–  3 interest free installments for purchases over 200 RON

–  6 interest free installments for purchases over 500 RON 

– 9 interest free installments for purchases over 900 RON

3. Until 01.11.2023, we have active processing the interest free installments in the OTTER stores (on the Vodafone model):

Interest free installments will be automatically split, depending on the transaction value (only in stores) as it follows:

–  3 interest free installments for purchases between 300-600 RON

–  6 interest free installments at a minimum purchase of 600.01RON

Bonus Card

Bonus Card Classic

Bonus Card Gold

Bonus Card Platinum

WWF Bonus Card

AVON Card

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Costs and fees

Instalment value:

Period:

Monthly commission:

Commission analysis:

Evaluation commission:

Interest rate:

Total payment amount:

Effective annual interest rate:

Exchange rate information

All of the domestic and international market tables and graphs appearing on the www.garantibbva.ro website have been obtained from outside parties that provide services on such matters and have been prepared for the purpose of providing information in a general sense without any benefit being derived from them by Garanti BBVA. The validity of the tables or graphics appearing on our website is in no way guaranteed by Garanti BBVA and this information is not being provided for the purpose of securing any particular gain.

For this reason, Garanti BBVA cannot be held responsible for any direct or indirect material or moral losses or expenses that may arise on account of errors or deficiencies in the information contained in these tables and graphs or on account of transactions based on this information, or on account of any losses or expenses that outside parties may occur in any way whatsoever.

The communications/messages in electronic format do not include the essential elements to conclude a valid contract; do not represent an offer to conclude a contract or a binding intention for granting a financing facility, another product or for providing a service. The recipient’s acceptance of the terms and conditions available in electronic mail shall not be considered as a valid conclusion of a contract.

For the valid conclusion of a contract it is necessary to determine all essential elements by the competent approval authority of the bank and the written form of the contract signed by the parties involved.