Shopping without borders with Bonus Card

Availability: January 15th, 2024 – January 31, 2025

Campaign details

If you leave, take the Bonus Card with you! Now you have an extra reason to rejoice when you go on holiday abroad because you can pay for purchases in any currency, other than RON, in interest-free installments.
For purchases with Bonus Card Classic and Bonus Card WWF you have access to the following rates:

  • 3 interest-free installments for the minimum amount 350.00 lei – maximum 1200.00 lei;

  • 5 interest-free installments for the minimum amount 1200.01 lei – maximum 2500.00 lei;

  • 9 interest-free installments for the minimum amount of more than 2500.01 lei.

For purchases with Bonus Card Gold or Bonus Card Platinum, you have access to the following rates:

  • 3 interest-free installments for the minimum amount 650.00 lei – maximum 2500.00 lei;

  • 5 interest-free installments for the minimum amount 2500.01 lei – maximum 5000.00 lei;

  • 9 interest-free installments for the minimum amount of more than 5000.01 lei.

Payments in interest free installments apply only after the up-to-date payment of the current debt.
For more details, click here.

Enjoy all Bonus Card advantages from partners.

The usage of the available bonus points on Bonus Card is not possible for e-commerce/online payments temporary.

Costs and fees

Instalment value:

Period:

Monthly commission:

Commission analysis:

Evaluation commission:

Interest rate:

Total payment amount:

Effective annual interest rate:

Exchange rate information

All of the domestic and international market tables and graphs appearing on the www.garantibbva.ro website have been obtained from outside parties that provide services on such matters and have been prepared for the purpose of providing information in a general sense without any benefit being derived from them by Garanti BBVA. The validity of the tables or graphics appearing on our website is in no way guaranteed by Garanti BBVA and this information is not being provided for the purpose of securing any particular gain.

For this reason, Garanti BBVA cannot be held responsible for any direct or indirect material or moral losses or expenses that may arise on account of errors or deficiencies in the information contained in these tables and graphs or on account of transactions based on this information, or on account of any losses or expenses that outside parties may occur in any way whatsoever.

The communications/messages in electronic format do not include the essential elements to conclude a valid contract; do not represent an offer to conclude a contract or a binding intention for granting a financing facility, another product or for providing a service. The recipient’s acceptance of the terms and conditions available in electronic mail shall not be considered as a valid conclusion of a contract.

For the valid conclusion of a contract it is necessary to determine all essential elements by the competent approval authority of the bank and the written form of the contract signed by the parties involved.