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100% online Account Package

Apply directly online using the mobile app

  • Scan the QR code attached
  • Download your Garanti BBVA Mobile Banking app and start using it!

Access the current account package from the application and receive the bonus of 100 lei

Access the current account package from the application

You have your personal data and marketing agreements set up

You receive a "Welcome" bonus in the amount of 100 lei

I. Campaign Conditions

  • The Campaign runs from July 1, 2025 to September 30, 2025;
  • The Campaign is addressed to individuals, new clients, over 18 years of age, Romanian citizens, who have a CNP and an identity card and who, during the Campaign Period, cumulatively fulfill the following conditions:
  • are eligible for opening a current account in RON;
  • access the Current Account Package in RON through the “Garanti BBVA Mobile” application;
  • make a first transaction during the Campaign worth at least 50 lei with the card at the POS or through the “Garanti BBVA Mobile” application;

II. Campaign Benefits and Mechanism:

  • The Campaign consists of granting a Welcome Bonus worth 100 lei to clients who meet the Campaign conditions.;
  • The bonus will be paid monthly between the 1st and 15th of the month for clients enrolled in the campaign and who have made transactions in the previous month. It will be paid into the client's RON-denominated current account opened at GARANTI BANK S.A.;
  • The current account package must be kept active until the end of the Campaign, so that the Welcome Bonus can be paid, and the Marketing Agreement must be kept active and unchanged throughout the Campaign period.

See if it's a better fit for you

Bonus Card credit card from the Garanti BBVA Mobile application and you get 200 lei in bonus point

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Costs and fees

Instalment value:

Period:

Monthly commission:

Commission analysis:

Evaluation commission:

Interest rate:

Total payment amount:

Effective annual interest rate:

Exchange rate information

All of the domestic and international market tables and graphs appearing on the www.garantibbva.ro website have been obtained from outside parties that provide services on such matters and have been prepared for the purpose of providing information in a general sense without any benefit being derived from them by Garanti BBVA. The validity of the tables or graphics appearing on our website is in no way guaranteed by Garanti BBVA and this information is not being provided for the purpose of securing any particular gain.

For this reason, Garanti BBVA cannot be held responsible for any direct or indirect material or moral losses or expenses that may arise on account of errors or deficiencies in the information contained in these tables and graphs or on account of transactions based on this information, or on account of any losses or expenses that outside parties may occur in any way whatsoever.

The communications/messages in electronic format do not include the essential elements to conclude a valid contract; do not represent an offer to conclude a contract or a binding intention for granting a financing facility, another product or for providing a service. The recipient’s acceptance of the terms and conditions available in electronic mail shall not be considered as a valid conclusion of a contract.

For the valid conclusion of a contract it is necessary to determine all essential elements by the competent approval authority of the bank and the written form of the contract signed by the parties involved.