Garanti BBVA Online

Open an account

With Garanti BBVA Online you can get so many benefits

It doesn’t matter if you are on holiday abroad, at work or at home. You have non-stop access to your financial situation

There is no need to leave the company’s premises for paying the invoices to suppliers

Besides saving time you also save money because you pay with 50% less than at the counter for your transfers

Don’t worry about foreign payments. You will get a lower fee than at the counter, regardless the amount of money you want to transfer.

Salary payments

One of the most important details of a company that wants to work perfectly is the Salary Payment. It has to be done always on time and with no difficulties.

  • Efficiency: salary management becomes more operative by performing a single operation for all payments, to every individual account
  • Security: eliminate the risk associated with the transport handling of cash by transferring salaries directly in the current account of the employees
  • Speed: save time asall the payments are processed through a single operation and employees save time because they can gain access to the money immediately after the account has been credited
  • Customized offer: offer the employees the possibility to benefit of our products covering all the financial needs

Multiple payments

When you have a company, it is not only about working with passion. It is also about optimizing tasks, like choosing to use the Multiple Payment option. For this option you can load a file that contains the payment details of all the transfers you want to perform (interbank in Lei and intrabank in Lei) and order all the payments through a single operation.

  • Efficiency: managing payments to the commercial partners becomes more operative by performing all the payments to every individual account through a single operation
  • Scheduling payments: payments can be scheduled from the file to be processed on a specific date
  • Speed: save time as all the payments are ordered through a single operation

Pay the regular bills

It’s so simple to forget about paying the bills, but it’s hard to handle a restricted phone or electricity service especially when it comes to a company. Instead of monthly worries regarding the bills, you can simply pass this responsibility to Garanti BBVA. These payments can be done by authorizing the bank to make them on your behalf via a Direct Debit mandate, based on previous agreements concluded with certain providers.

How?

Choose “Direct Debit” from “Utility Payments” sub-menu and select the provider with whom you want to conclude a new electronic mandate. Thus, Garanti BBVA will withdraw from the account of the company each month, at the due date, an amount equal to the invoice value and will automatically transfer it to the respective provider’s account.

Product benefits

  • Flexibility: the possibility to receive detailed reports regarding successfully carried out transactions and also the rejected ones. Plus, these reports can be generated in any format you need. This way, the reports can be automatically uploaded in the accounting application avoiding the manual input
  • Optimizing the cash flow: by knowing the exact date of invoice collection

If you want to keep track of each of your monthly payments, you may choose another option from “Utility Payments” sub-menu, called “Invoice Payment”, where you only have to insert your phone number or subscriber code, in order for the payment to be made instantly.

Pay for the plane tickets

Planning a business trip can be difficult and time consuming. But when it comes to plane tickets, with Garanti BBVA Online everything becomes easier because you can buy them with just one click, online. Pick the date, open your laptop, access your Garanti BBVA Online account and the job is done. It’s that simple!

How?

  • Click on the “Payments” menu, select “Bill Payments” and choose the “Others” category
  • Insert the ticket number, letters included
  • You can use both EUR and Lei accounts and also Bonus Credit Card

The payment is processed instantly and can be visualized it in the bank account regardless of the way you choose to pay.

Plata poliţelor de asigurare

Polițele de asigurare de la Garanti BBVA sunt gata mereu să ajute. În plus, orice companie este liberă să aleagă cel mai bun mod de a plăti prima de asigurare. Încearcă Garanti BBVA Online și totul va fi mai ușor.

How?

Ai posibilitatea de a achita prima de asigurare (Allianz Tiriac, Grawe, Metropolitan Life, MB Europa Broker de Asigurare, EXA Broker) prin simpla introducere a numelui contractantului si a numărului poliţei de asigurare/referinţei/borderoului după caz, în funcţie de solicitarea asiguratorului.

Payments to Financial Institutions

In order to allocate more time for the activities brining value added to the company, use Garanti BBVA Online for paying the company’s invoices to Garanti BBVA Leasing Motoractive only by using the Internet.

How?

Select the “Bill Payments” category from the “Payments” menu. Enter the subscriber name, the CNP/ unique payment code regarding the financial institutions below.

Domestic and international transfers

Use Garanti BBVA Online for any money transfer from a Garanti BBVA account to any other account. Those done for the company’s trading partners that have accounts at Garanti BBVA are processed instantly, regardless of the day or timeframe. Garanti BBVA Online is always at hand with:

  • Transfers in Lei and foreign currencies
  • Frequent payments
  • Standing payment orders
  • Foreign exchanges
  • For making regular payments even easier, enter the “Frequent payments” menu and save a template for the payment that can be used later. Then every time you wish to make a payment to that respective beneficiary, all you have to do is select the template and just update the transfer amount and the explanations. You can save frequent payments for any transfer, no matter the beneficiary’s account and currency.
  • From the “Standing orders” menu you can initiate a payment order for the recurrent payments with a predefined amount, by selecting the frequency (daily, weekly, monthly), processing date, amount, explanation and the account to be used for the payment, so you won’t have to do it again in the future. Afterwards, all you need is to ensure the necessary funds for the payment to be performed.
  • From “Foreign exchange” menu you will be able to perform foreign exchange transactions between the accounts of the company: Lei – foreign currency, foreign currency – Lei, arbitrage, at a better rate than the one at the bank’s counter.

Top-up

Living without a mobile phone in our times is impossible. That is why to run out of credit on your mobile phone while working feels like being let without the right tools for making your job. Use Garanti BBVA Online and such an occurrence will not happen.

How?

  • Select „Mobile Top-Up” option from „Payments” menu
  • Insert the mobile phone number for which you wish to add extra credit, as well as the top-up value (minimum 4 EUR)

The top-up amount can be withdrawn from the current account or from the Bonus Credit Card limit.