Benefit for personal loans without collateral

Benefit for personal loans without collateral

I. Offer duration:

The offer is valid starting from 20.09.2023 for all personal loans without contracted collateral, which will have an additional benefit of 3 months of grace from the payment of installments.

II. Offer features:

3 months of grace , anytime during the first 3 years of using the credit (the grace period can be applied starting with the first installment).

III. Conditions for awarding the offer:

IV. Acceptance of offer:

At any time during the development period, the offer may be terminated before the signing of the credit agreement, based on the decision of GARANțI BANK SA or in case of force majeure. In the event of the occurrence of any of these cases, GARANțI BANK SA will transmit the information regarding the termination of the offer on the official website „”, in the “Campaigns” section, as soon as possible.

The offer was considered to be accepted at the time of signing the documents certifying the intention to contract the loan.

For details regarding the processing of your personal data, please consult the Bank’s website at, section “Personal data processing” or you can request them in any of the Bank’s Agencies; in case you need more details

in connection with the processing of your personal data, you can also contact us at the e-mail address

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