Garanti BBVA

About Garanti BBVA Romania

Garanti BBVA Romania offers a series of quality products and services for all business segments, such as: Retail, SME and Corporate, being one of the most dynamic banks on the local market.

Present in Romania since 1998, the bank has developed a solid portfolio of clients and expanded its national presence through agencies and alternative channels, reaching an extended network of agencies and intelligent ATMs that can be used by anyone, not just bank customers, for transactions with or without cards.

Garanti BBVA is part of Garanti BBVA Group Romania, which consists also of Garanti BBVA Leasing (the brand under which Motoractive IFN SA operates), Garanti BBVA Fleet Management (the brand under which Motoractive Multiservices S.R.L. operates) and Garanti BBVA Consumer Finance (the brand under which Ralfi IFN SA operates), which complete the bank’s offer with specific leasing products (financial leasing – vehicles, equipment, real estate – sale & leaseback), fleet administration services, as well as consumer loans.

Garanti BBVA Romania is held by Garanti BBVA Turkey, the second largest private local bank.

The Spanish financial group Banco Bilbao Vizcaya Argentaria (BBVA) is the majority shareholder of Garanti BBVA Turkey.

Over time, the bank has received numerous awards and distinctions, proving customers and general public confidence in our products and services.

In 2021 Garanti BBVA has been selected and recognized, once again, as a Superbrand in Romania. This is the third time that Garanti BBVA is validated as a Superbrand in the past five years, after it has received this distinction in the 2017-2018 and 2019-2020 editions. The distinction awarded to Garanti BBVA, emerging from a list of over 1,850 analysed brands, reflects both the vote of the specialists and the opinion of the Romanian consumers, according to the market study developed by Ipsos.


Foreign Currency
Long-Term IDR 'BB-'
Short-Term IDR 'B'
Shareholder Support Rating(SSR) 'b-'
Viability Rating 'bb-'
Outlook Stable

Fitch (As of December 06th, 2023)

Shareholding Structure

Name Number of Shares Share(%)
G Netherlands B.V. 1,208,046,943 99.9967
Garanti Holding B.V. 40,003 0.0033
TOTAL 1,208,086,946 100

The Bank’s immediate parent is G. Netherlands B.V., a private company with limited liability with registered office in Amsterdam, Netherlands, which is owned 100% by Garanti BBVA Turkey (“Parent Bank”).