We support our corporate clients to perform daily liquidity management activities (payments, collections and complex solutions) via an extensive portfolio of services
Commercial, fiscal, customs and salaries payments, processing of debt/credit instruments: corporate clients can perform transfers between their own accounts or between accounts belonging to the same group of companies, commercial payments towards business partners, salaries payments, tax payments towards State Budget, customs duties payments, credit/ debit payment instruments (checks and promissory notes) issued in favor of trade partners, other transfers, both in RON and in foreign currencies, electronically via Garanti BBVA Online or paper based (original or via fax) through Garanti BBVA agencies.
Bills Payment solution: utilities, telecommunications, insurance premiums, or other services provided by large operators.Garanti BBVA is the partner of more than 50 large companies providers of utilities, telecommunications, financial services etc. Payments for these services can be effected via the Garanti BBVA Online specific module Direct Debit service, via our agencies network or via Garanti BBVA Smart ATMs with no card involved in the operation.
Direct Debit: companies can pay, in a planned and secure manner, their bills issued by utilities suppliers having accounts with Garanti BBVA.
Salary Payments: by using this service, available via Garanti BBVA Online, salaries payment can be performed, under maximum confidentiality, in a simple, efficient and real time manner, using one single payment file and one single debit operation of the company’s account and multiple credit operations in the staff accounts with Garanti BBVA. This way, the risks related to handling cash for salaries payment are eliminated, while allowing your employees to benefit in addition from a wide range of banking products and services at very advantageous costs.
Multiple Payments: a simple, convenient and secure way to make payments by uploading files in Garanti BBVA Payment Online. This service saves time and resources for the company, allowing for the automatized input of an unlimited number of Garanti BBVA Online payments, thus eliminating manual work and subsequent operational risks for the company.
Advantages for the company:
Improved efficiency and reduced costs: the electronic payments processing saves time and money, at lower costs compared to the classic paper based payments.
Automated flow: Garanti BBVA offers complex solutions and reconciliation reports, which allow operational flows automatization by interfacing directly with the company’s accounting system.
Multiple channels: flexible solutions adapted to any business model: Internet Banking (Garanti BBVA Online), Smart ATMs as a modern alternatives to the paper based payments.
Mobility: allows electronic access from anywhere for transactions input and operational decisions.