Excess Liquidity Management
Garanti BBVA offers solutions for optimizing excess liquidity through attractive investments in deposits.
- Negotiated deposits may be denominated in RON, EUR, USD, GBP and other currencies depending on the market demand. The interest rates are fixed and are directly negotiated with the Bank.
Product features
- Term Deposits: For the optimizing yields of the company’s surplus liquidity for short, medium and long run, at a fair risk-return ratio, placements in Term Deposit at standard maturity (1week, 1 month, 3 months, 6 months, 9 months, 12 months) or specific maturities correlated with the company’s cash flow are viable options.
- Overnight Deposit: For the optimization of very short-term surplus liquidity which does not justify placements in term deposit, overnight deposits can be set regularly, by signing a single form for recurrent overnight deposits. The minimum overnight deposit amount is 50,000 RON or equivalent in other currencies.
