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Internet Banking and Mobile
Banking Campaign Offer

I.Duration of the Campaign:

The offer is valid from 17.09.2024 to 30.06.2025.

II. Validity conditions of the Campaign:

The Campaign is addressed to individuals, customers or non-customers, who during the Campaign:

  • have a current account or open a current account at Garanti Bank SA .;
  • opts for the purchase and activation (use of applications) of the Internet Banking/Mobile Banking service.

III.Campaign offer :

Free monthly administration fee for the Internet Banking/Mobile Banking service for the entire period of their maintenance and access .

IV.Acceptance of offer:

  • For non- customers and existing customers , the offer is considered accepted in the period 17.09.2024-30.06.2025 together with their consent given on the documents attesting the intention to purchase and of activation, respectively of using the Internet Banking or Mobile Banking service from Garanti Bank SA.
  • At any time during the running period, the Campaign may be terminated before the deadline, based on the decision of GARANTI BANK SA or in case of force majeure. In the event of the occurrence of any of these cases, GARANTI BANK SA sends you the information on the official website " www.garantibbva.ro ", in the shortest possible time.
  • For details regarding the processing of your personal data, please consult the Bank's website at www.garantibbva.ro, section "Personal data processing" or you can request them in any of the Bank's Agencies; in case you need more details in connection with the processing of your personal data, you can also contact us at the e-mail address dpo@garantibbva.ro . Details about the cost structure (interest, commissions, other taxes, etc.) can be found on the website www.garantibbva.ro .

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Costs and fees

Instalment value:

Period:

Monthly commission:

Commission analysis:

Evaluation commission:

Interest rate:

Total payment amount:

Effective annual interest rate:

Exchange rate information

All of the domestic and international market tables and graphs appearing on the www.garantibbva.ro website have been obtained from outside parties that provide services on such matters and have been prepared for the purpose of providing information in a general sense without any benefit being derived from them by Garanti BBVA. The validity of the tables or graphics appearing on our website is in no way guaranteed by Garanti BBVA and this information is not being provided for the purpose of securing any particular gain.

For this reason, Garanti BBVA cannot be held responsible for any direct or indirect material or moral losses or expenses that may arise on account of errors or deficiencies in the information contained in these tables and graphs or on account of transactions based on this information, or on account of any losses or expenses that outside parties may occur in any way whatsoever.

The communications/messages in electronic format do not include the essential elements to conclude a valid contract; do not represent an offer to conclude a contract or a binding intention for granting a financing facility, another product or for providing a service. The recipient’s acceptance of the terms and conditions available in electronic mail shall not be considered as a valid conclusion of a contract.

For the valid conclusion of a contract it is necessary to determine all essential elements by the competent approval authority of the bank and the written form of the contract signed by the parties involved.