Fulfil wish after wish everyday with Bonus Card Gold and access one of the largest networks of partner stores in Romania!

Desires are like domino pieces. If you fulfill one, you feel like fulfilling another one right after. For instance, if you find the perfect couch for your living room, you buy it, and then you want to change the rest of the furniture as well. If you find yourself in this kind of situations, get the Bonus Card Gold from Garanti BBVA and you will have acces to one of the largest partners network in Romania.

What you need to know about Bonus Card Gold

Bonus Card Gold features

  • Approved limit and currency: between 9.500 lei and 24,999, up to 3 times the eligible income
  • Transfer your salary in your Garanti BBVA account, you have a preferential cost offer.
Bonus Card Gold benefits and extra helpful information
  • You can have different benefits from campaigns with Bonus Card
  • You get up to 10% Bonus from the value of merchant partners purchases. The value of 1 Bonus Point is 1 Leu
  • You get up to 0,3% discount on your shopping to any merchant
  • You can buy everything you need in free installments with 0% interest at merchant partners
  • You have over 6000 Bonus Card Gold partners to use your bonus
  • You get up to 50 days grace period for POS transactions
  • You can use up to 50% of the credit limit for cash advance transactions
  • You can also get up to 3 supplementary Bonus Card Gold for which you can set the limit amount to be used
  • You can benefit of a refinancing program of any type of credit from another bank, within a limit of 20,000* Lei in up to 36 interest free installments**
  • You get free access in Cluj Airport Business Lounge.

* This option is available for new clients only, those who do not have nor had a Bonus Card from Garanti BBVA

** If the entire current debt is paid until due date.

Safe shopping
  • Wherever you are, you can benefit of card replacement or cash advance on case your card has been lost or stolen.
  • You have optional SMS alert for all purchases performed with your Bonus Card.
  • Bonus Card offers you extra-secure online shopping, by providing you with an extra-security filter: 3D Secure. This allows you to confirm all online payments, by using a security code which you will receive on your phone.
  • You get a free Travel Health Insurance that covers emergency health problems that may occur during your travels abroad (see details here )
  • You can benefit of a Payment Protection Insurance for only 0.168% applied to the total current and future debts from your last Bonus Card statement. And you will pay it automatically from your Bonus Card available limit (see details here)
MasterCard premium benefits
  • You will benefit of discounts in 230 partner location in Romania
Contactless technology

Fast payments by simply tapping the card to a POS/device with contactless functionality without PIN code for transactions bellow 100 lei. The cummulative ammount that can be spent from contactless transactions is 700 Ron, once you surpass this threshold the PIN will be required.

How to apply

Documents required*:

  • Identity card
  • Documents attesting the income from salaries, rents, service provision, freelance activities, dividends, pensions, etc. (more details at Garanti BBVA agencies)
  • If your salary is reported to ANAF we only need your approval to check ANAF database, no income statement required in this case;
  • If your salary is not reported to ANAF the following documents are required:
  • Copy of one of the following utility invoices: fix/mobile phone, electric power, natural gas.

*During file analysis the bank may request supplementary documents