Enjoy a world of plus with Bonus Card Classic and be prepared for shopping every day!

Get the Bonus Card Classic from Garanti BBVA and enjoy a world of plus. You will benefit of one of the largest partners network in Romania. Hard to believe? We have over 6000 partners with hundreds of online and offline stores to buy everything you want.

What you need to know about Bonus Card Classic

Bonus Card Classıc features:

  • Approved limit and currency: between 500 Lei and 9,499 Lei, up to 3 times the eligible income
  • Transfer your salary in your Garanti BBVA account, you have a preferential interest rate.
  • Bonus Card Classic benefits and extra helpful information
    • You can have different benefits from campaigns with Bonus Card
    • You get up to 10% Bonus from the value of merchant partners purchases. The value of 1 Bonus Point is 1 Leu
    • You get 0,3% discount on your shopping to any merchant
    • You can buy everything you need in free installments with 0% interest at merchant partners
    • You have over 6,000 Bonus Card partners to use your Bonus
    • You get up to 50 days grace period for POS transactions
    • You can use up to 50% of the credit limit for cash advance transactions
    • You can also get up to 3 supplementary Bonus Card Classic for which you can set the limit amount to be used
    • You can benefit of a refinancing offer for any unsecured loan from another bank, within a limit of 9.499* lei in up to 36 interest free** installments

    * Customers eligible for refinancing are only customers who do not have a Bonus Card from Garanti BBVA or if they have owned a Bonus Card it was closed at least 36 months ago from the date of requesting the new card

    ** If the entire current debt is paid until due date.

    Safe shopping
    • Wherever you are, you can benefit of card replacement or cash advance on case your card has been lost or stolen.
    • You have optional SMS alert for all purchases performed with your Bonus Card.
    • Bonus Card offers you extra-secure online shopping, by providing you with an extra-security filter: 3D Secure. This allows you to confirm all online payments, by using a security code which you will receive on your phone.
    • You can benefit of a Payment Protection Insurance for only 0.168% applied to the total current and future debts from your last Bonus Card Classic statement
    • And you will pay it automatically from your Bonus Card available limit, see details here
    Contactless technology

    Fast payments by simply tapping the card to a POS/device with contactless functionality without PIN code for transactions bellow 100 lei. The cummulative ammount that can be spent from contactless transactions is 700 Ron, once you surpass this threshold the PIN will be required.

    How to apply

    Documents required*:

    • Identity card
    • Documents attesting the income from salaries, rents, service provision, freelance activities, dividends, pensions, etc. (more details at Garanti BBVA agencies)
    • If your salary is reported to ANAF we only need your approval to check ANAF database, no income statement required in this case;
    • If your salary is not reported to ANAF the following documents are required:
    • Copy of one of the following utility invoices: fix/mobile phone, electric power, natural gas.
    • *During file analysis the bank may request supplementary documents