A woman’s world should be a world of plus! Get the AVON Card and enjoy shopping every day!
Get the AVON Card from Garanti BBVA and enjoy a world of plus. You will benefit of the largest partners network in Romania. Hard to believe? We have over 6,000 partners with hundreds of online and offline stores to buy everything you want.
What you need to know about AVON Card
AVON Card features
- Approved limit and currency: between 500 Lei and 100.000 Lei, up to 3 times the eligible income
- In case of cashing your salary in your Garanti BBVA account, you have a preferential interest rate
- You can have different benefits from campaigns with Bonus Card
- You get loyalty points in quantum of 1% from the total value of your spends, loyalty points that can be used for buying the AVON products. The value of 1 Bonus Point is 1 leu.
- You can pay your invoices, accessing your personal AVON page using the website www.avoncosmetics.ro, menu “My account”.
- You get up to 50 days grace period for POS transactions
- You can also get up to 3 supplementary WWF Bonus Card for which you can set the limit amount to be used
- You can benefit from a refinancing program of any type of credit from another bank, within a limit of 20,000* Lei in up to 36 interest free installments**
* This option is available for new clients only, those who do not have nor had a Bonus Card from Garanti BBVA
** If the entire current debt is paid until due date.
- Wherever you are, you can benefit of card replacement or cash advance on case your card has been lost or stolen.
- You have optional SMS alert for all purchases performed with your Bonus Card.
- Bonus Card offers you extra-secure online shopping, by providing you with an extra-security filter: 3D Secure. This allows you to confirm all online payments, by using a security code which you will receive on your phone.
Fast payments by simply tapping the card to a POS/device with contactless functionality without PIN code for transactions bellow 100 lei. The cummulative ammount that can be spent from contactless transactions is 700 Ron, once you surpass this threshold the PIN will be required.
- You can visit one of the Garanti BBVA agencies ,apply here or on Garanti BBVA Online and you will be contacted by one of our colleagues.
- Identity card
- Documents attesting the income from salaries, rents, service provision, freelance activities, dividends, pensions, etc. (more details at Garanti BBVA agencies)
- If your salary is reported to ANAF we only need your approval to check ANAF database, no income statement required in this case;
- If your salary is not reported to ANAF the following documents are required:
- Copy of one of the following utility invoices: fix/mobile phone, electric power, natural gas.
*During file analysis the bank may request supplementary documents
Don't worry about the costs
- 0 annual fee for the first year for main cardand 25 Lei starting second year
- 13 Lei annual fee for supplementary card
- 0 commission for balance inquiry at any Garanti BBVA ATM
See the full list of Fees and Taxes here
Annual Effective Interest Rate is of 27.55% for an AVON Card with a limit of 5,367 Lei , used immediately and reimbursed in 12 monthly equal instalments.
- 2.8%/year fixed interest rate
- 504.4 Lei monthly installment
- 6,102.5 Lei total due amount
- 25 Lei annual card administration fee
- 1% from used limit + 5 Lei for using the ATM of another bank for cash